1519 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1519 Scott St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,815 sqft
Lot Size	0.113 acres (4,927 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2025)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-13-09-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-09-011.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,815 sqft Finished Area
Gross Area	3,728 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Block
Lot Area	4,927 sqft (0.113 acres)
Lot Dimensions	190 ft deep x 12 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1519 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3407
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	25 11,12X190FT WS SCOTT 423 1,3FT N 16TH BEING 0.1131 AC
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2421 RANCHO CABEZA DR, SANTA ROSA, CA 95404-2325
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	2025091949
Deed Book / Page	364 / 382
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1519 SCOTT ST, COVINGTON, KY 41011-3407
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900097
Date	Mar 18, 2021
Book Page	185/511
Instrument	21031805900097

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2025
Property Address	1519 SCOTT ST, COVINGTON, KY 41011-3407
Document Number	0005900049
Book / Page	KC 364 / 382
Map Reference	MB C-4486 PG 231
Instrument Date	Sep 12, 2025
Instrument	25091905900049
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 RUSSELL ST, COVINGTON, KY 41011-3050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 RANCHO CABEZA DR, SANTA ROSA, CA 95404-2325

Mortgage

Document Number	0005900050
Date	Sep 19, 2025
Instrument	25091905900050

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 18, 2022
Property Address	1519 SCOTT ST, COVINGTON, KY 41011-3407
Document Number	0005900035
Book / Page	201 / 41
Instrument Date	Nov 17, 2022
Instrument	22111805900035
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 LAWTON RD, PARK HILLS, KY 41011-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 SCOTT ST, COVINGTON, KY 41011-3407

Mortgage

Document Number	0005900036
Date	Nov 18, 2022
Instrument	22111805900036

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 9, 2021
Property Address	1519 SCOTT ST, COVINGTON, KY 41011-3407
Document Number	0005900020
Book / Page	76 / 291
Instrument Date	Mar 4, 2021
Instrument	21030905900020
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	SOLIDIFI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 MAIN ST, COVINGTON, KY 41011-1376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1519 SCOTT ST, COVINGTON, KY 41011-3407

Mortgage

Document Number	0005900021
Date	Mar 9, 2021
Instrument	21030905900021

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0005900097
Date	Mar 18, 2021
Book Page	185/511
Instrument	21031805900097

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (+10.17%) Land $10,000 Building $315,000	$325,000 (+10.17%) Land $10,000 Building $315,000
2025	$3,908.00 (+0.75%)	$295,000 (-) Land $5,000 Building $290,000	$295,000 (-) Land $5,000 Building $290,000
2024	$3,879.00 (-1.27%)	$295,000 (-) Land $5,000 Building $290,000	$295,000 (-) Land $5,000 Building $290,000
2023	$3,929.00	$295,000 Land $5,000 Building $290,000	$295,000 Land $5,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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