Henderson County property record for 1519 Clay St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,486 sqft · built 1915 |
| Lot Size | 0.167 acres (7,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Dec 2025) |
| Tax Bill | $49 (2022) |
| Deeds & Mortgages | Apr 2025 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-18-6-20 |
| Primary APN | 2-18-6-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,254 sqft (0.167 acres) |
| Lot Dimensions | 130 ft deep x 55.7 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 49223 |
|---|---|
| Street Address | 1519 CLAY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | AUDUBON |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20300 |
Source: Henderson County assessment roll, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1519 CLAY ST, HENDERSON, KY 42420-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 10, 2025 | Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Deed Document Number | 202511989 |
| Deed Book / Page | 687 / 572 |
| Prior Transfer Date | Mar 29, 2010 |
| Prior Transfer Doc | 000574/858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 1519 CLAY ST, HENDERSON, KY 42420-4207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1519 CLAY ST, HENDERSON, KY 42420-4207 |
| Document Number | MT1468/541 |
|---|---|
| Date | Apr 25, 2025 |
| Book Page | MT1468/541 |
| Instrument | 2025003771 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 10, 2025 |
| Property Address | 1519 CLAY ST, HENDERSON, KY 42420-4207 |
| Document Number | 0RE687/572 |
| Book / Page | RE687 / 572 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025011989 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1359 DYLAN CIR, HENDERSON, KY 42420-5339 |
| Name | Verified Name |
|---|---|
| Address | 1519 CLAY ST, HENDERSON, KY 42420-4207 |
| Document Number | 2025011990 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025011990 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $45,000 (-) | $45,000 (-) |
| 2023 | Homeowner's exemption | $45,000 (-) | $45,000 (-) |
| 2022 | $49.00 Homeowner's exemption | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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