1519 Chance Ct, Adel, IA 50003 Property Records

Dallas County property record for 1519 Chance Ct, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,655 sqft · built 1962
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Apr 2024)
Tax Bill	$4,330 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000001129360001`

Property Details

APN / Parcel Number

Primary APN	`000001129360001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Finished Basement	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	263 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic

Location & Zoning

Street Address	1519 CHANCE CT
City	ADEL
State	IA
Zip	50003-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCE COURT LOT 18
Legal Range	27
Legal Township	79
Legal Section	29
Legal Subdivision	CHANCE COURT ADDITION
Legal Lot Number	18
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2077
Census Tract	50700

Owner

1519 Chance Ct is owned and occupied by an individual who bought it in April 2024.

Source: Dallas County records, as of October 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1519 CHANCE CT, ADEL, IA 50003-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE PRODUCERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Mar 29, 2016 · Amount on File
Deed Document Number	2024-04913
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Apr 12, 2024
Property Address	1519 CHANCE CT, ADEL, IA 50003-1620
Document Number	0202404913
Instrument Date	Apr 8, 2024
Instrument	2024-04913
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1519 CHANCE CT, ADEL, IA 50003-1620

Mortgage

Document Number	0202404914
Date	Apr 12, 2024
Instrument	2024-04914

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1519 CHANCE CT, ADEL, IA 50003-1620
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000014644
Date	Oct 3, 2023
Book Page	2023/14644

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	ADEL, IA 50003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1519 CHANCE CT, ADEL, IA 50003-1620
Document Number	0000012158
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1519 CHANCE CT ADEL IA 500031620, ADEL, IA 50003-1620

Mortgage

Document Number	0000012158
Date	Jun 2, 2020
Instrument	12158

Lender

Name	MORTGAGE PRODUCERS
Type	Mortgage Company
Address	URBANDALE, IA 50322

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,790 Land $40,000 Building $228,790	$268,790 Land $40,000 Building $228,790
2024	$4,330.00
2023		$239,970 Land $40,000 Building $199,970	$239,970 Land $40,000 Building $199,970
2022	$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1519 Chance Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1519 Chance Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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