15189 Rd 24, Cloverdale, OH 45827 Property Records

Putnam County property record for 15189 Rd 24, Cloverdale, OH 45827

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,426 sqft
Lot Size1.14 acres (50,050 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Jul 2008)
Tax Bill$2,159 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Jun 2009 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN10-007160.0100

Property Details

APN / Parcel Number

Primary APN10-007160.0100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,426 sqft Living Area
1st Floor Area1,874 sqft
Upper Floors Area736 sqft
Basement Area472 sqft
Unfinished Basement472 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Construction TypeWood
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area50,050 sqft (1.14 acres)
Lean-To400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address15189 ROAD 24
CityCLOVERDALE
StateOH
Zip45827-9338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1S 5E 17 SEPT NW NW
Legal Range5E
Legal Township1S
Legal Section17
Legal SubdivisionJACKSON TOWNSHIP
JurisdictionPUTNAM OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1046
Census Tract30700

Owner

Source: Putnam County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
THE UNION BANK CO
Jun 5, 2009Deed of Trust, Mortgage · Conventional Mortgage
THE UNION BANK CO
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE UNION BANK CO
Apr 6, 2012Deed of Trust, Mortgage · Line of Credit
THE UNION BANK CO
Jul 13, 2016Deed of Trust, Mortgage · Line of Credit
THE UNION BANK CO
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE UNION BANK CO
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
THE UNION BANK CO
May 12, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
THE UNION BANK CO
Jul 25, 2008Warranty Deed, Transfer · Conventional Mortgage
THE UNION BANK CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2008 · Amount on Record
Deed SaleJul 25, 2008 · Amount on Record
Deed Document Number20084310
Deed Book / Page594 / 1071
Last Transfer DateMay 8, 2017
Transfer Doc00689/0145
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00714/2480
DateNov 18, 2019
Book Page714/2480
Instrument201900004711
Lender
NameTHE UNION BANK CO
TypeBank
AddressKALIDA, OH 45853
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00604/1450
DateJun 5, 2009
Book Page604/1450
Instrument200900004031
Lender
NameTHE UNION BANK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2039

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00729/2374
DateJan 21, 2021
Book Page729/2374
Instrument202100000353
Lender
NameTHE UNION BANK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00636/0989
DateApr 6, 2012
Book Page636/0989
Instrument201200002014
Lender
NameTHE UNION BANK CO
TypeBank
AddressKALIDA, OH 45853
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 4, 2017

July 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00680/1837
DateJul 13, 2016
Book Page680/1837
Instrument201600002772
Lender
NameTHE UNION BANK CO
TypeBank
AddressKALIDA, OH 45853
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedJan 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number729/2374
DateJan 21, 2021
Book Page729/2374
Instrument202100000353
Lender
NameTHE UNION BANK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Transaction TypeMortgage
Record UpdatedNov 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number714/2480
DateNov 18, 2019
Book Page714/2480
Instrument201900004711
Lender
NameTHE UNION BANK CO
TypeBank
AddressKALIDA, OH 45853
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM OH
Recording DateMay 12, 2017
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Document Number00689/0145
Book / Page689 / 0145
Instrument DateMay 8, 2017
Instrument201700001942
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15189 ROAD 24, CLOVERDALE, OH 45827-9338

Mortgage

Document Number201700001943
DateMay 12, 2017
Instrument201700001943
Lender
NameTHE UNION BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

July 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM OH
Recording DateJul 25, 2008
Property Address15189 ROAD 24, CLOVERDALE, OH 45827-9338
Document Number00594/1071
Book / Page594 / 1071
Instrument DateJul 25, 2008
Instrument200800004310
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15189 ROAD 24, CLOVERDALE, OH 45827-9338

Mortgage

Document Number200800004311
DateJul 25, 2008
Instrument200800004311
Lender
NameTHE UNION BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionJackson Township
Unified School DistrictOttoville Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,159.00 (+2.32%) Homeowner's exemption$61,330 (-) Land $4,640 Building $56,690$175,230 (-) Land $13,260 Building $161,970
2024$2,110.00 (-0.47%) Homeowner's exemption$61,330 (+34.97%) Land $4,640 Building $56,690
2023$2,120.00 (+13.07%) Homeowner's exemption Additional exemption filed$45,440 (-) Land $3,630 Building $41,810$175,230 (+34.97%) Land $13,260 Building $161,970
2022$1,875.00 Homeowner's exemption$45,440 Land $3,630 Building $41,810
2020$129,830 Land $10,370 Building $119,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ottoville Mutual Telephone Company
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40

Nearby Properties on Rd 24

Nearby Streets

Search Property Records by Address or Parcel Number