15188 Rattlesnake Rd, Grass Valley, CA 95945 Property Records

Nevada County property record for 15188 Rattlesnake Rd, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,440 sqft · built 1977
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-540-003-000`

Property Details

APN / Parcel Number

Primary APN	`023-540-003-000`
Alternative APN	`23-540-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Lot Area	54,450 sqft
Terrain	Above Road/Slope
View / Lot	Average
Deck Area	Deck Area
Patio Area	1,440 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Old Parcel Number	23-540-03-000
Street Address	15188 RATTLESNAKE RD
City	GRASS VALLEY
State	CA
Zip	95945-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	PCL B PM 1/26
Legal Subdivision	1-26, PARCEL MAP
Legal Lot Number	B
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2038
Census Tract	702

Owner

15188 Rattlesnake Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	15188 RATTLESNAKE RD, GRASS VALLEY, CA 95945-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
May 19, 2020	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 14, 2020
Transfer Doc	0000010822
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15188 RATTLESNAKE RD, GRASS VALLEY, CA 95945-4309
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15188 RATTLESNAKE RD, GRASS VALLEY, CA 95945-4309

Mortgage

Document Number	0000003669
Date	Feb 15, 2022
Instrument	20220003669

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.06%

May 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	NEVADA CA
Recording Date	May 19, 2020
Property Address	15188 RATTLESNAKE RD, GRASS VALLEY, CA 95945-4309
Document Number	0000010822
Instrument Date	May 14, 2020
Instrument	10822
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15188 RATTLESNAKE RD GRASS VALLEY CA 959454309, GRASS VALLEY, CA 95945-4309

Mortgage

Document Number	10823
Date	May 19, 2020
Instrument	10823

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.01%

Mortgage

Document Number	10824,
Date	May 19, 2020
Instrument	10824

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.01%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15188 RATTLESNAKE RD, GRASS VALLEY, CA 95945-4309
Document Number	0000002622
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15188 RATTLESNAKE RD GRASS VALLEY CA 959454309, GRASS VALLEY, CA 95945-4309

Mortgage

Document Number	0000002622
Date	Feb 11, 2019
Instrument	2622

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 10, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15188 Rattlesnake Rd was $2,015 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,202 (+2%) Land $53,747 Building $120,455
2025	$2,015.00 Homeowner's exemption	$170,788 Land $52,694 Building $118,094
2023	$1,990.00 (+1.12%) Homeowner's exemption	$164,158 Land $50,649 Building $113,509	$454,500
2022	$1,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15188 Rattlesnake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15188 Rattlesnake Rd is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, DigitalPath, Race Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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