15184 Roddy Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 15184 Roddy Rd, Thurmont, MD 21788

Property Summary

Property Type	Rural Home
Details	3.5 ba · 4,112 sqft · built 2007
Lot Size	25.1 acres (1,094,227 sqft)
Owner	2 Company Names on Record
Last Sale	$385,900 (Feb 2006)
Tax Bill	$12,700 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`15-363886`

Property Details

APN / Parcel Number

Primary APN	`15-363886`
Alternative APN	`363886`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,112 sqft Living Area
Gross Area	4,864 sqft
1st Floor Area	3,012 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,094,227 sqft (25.1 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	971 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	363886
Street Address	15184 RODDY RD
City	THURMONT
State	MD
Zip	21788-1204
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	REMAINDER SECT 1 25.12 ACRES LONG VIEW HEIGHTS
Legal Subdivision	LONG VIEW HEIGHTS SEC 1
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2000
Census Tract	753002

Owner

Source: Frederick County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15184 RODDY RD, THURMONT, MD 21788-1204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage HORIZON FARM CREDIT ACA
May 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2022	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
Dec 1, 2022	Deed of Trust, Mortgage HORIZON FARM CREDIT ACA
Feb 12, 2020	Loan Modification, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAMES D AIRD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2006 · Amount on Record
Deed Sale	Feb 10, 2006 · Amount on Record
Deed Document Number	200661086
Deed Book / Page	5856 / 288
Last Transfer Date	Jan 14, 2026
Transfer Doc	1786000489
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 28, 2026
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	1797000189
Book / Page	17977 / 189
Instrument Date	Jun 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	300 WINDING CREEK BLVD, MECHANICSBURG, PA 17050-1889

Mortgage

Document Number	1797000189,
Date	Jul 28, 2026
Book Page	17977/189

Lender

Name	HORIZON FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 14, 2026
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	1786000489
Book / Page	17862 / 489
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15184 RODDY RD, THURMONT, MD 21788-1204

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162440498
Date	Dec 1, 2022
Book Page	16244/498

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2032

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162440482
Date	Dec 1, 2022
Book Page	16244/482

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2032

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0137200130
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15184 RODDY RD THURMONT MD 217881204, THURMONT, MD 21788-1204

Mortgage

Document Number	0137200130
Date	May 8, 2020
Book Page	013720/000130

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0133280466
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15184 RODDY RD THURMONT MD 217881204, THURMONT, MD 21788-1204

Mortgage

Document Number	0133280466
Date	Nov 8, 2019
Book Page	013328/000466

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0129790468
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15184 AND 15010 RODDY RD THURMONT MD 21788, THURMONT, MD 21788

Mortgage

Document Number	0129790468
Date	May 21, 2019
Book Page	012979/000468

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0127280227
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15184 RODDY RD THURMONT MD 217881204, THURMONT, MD 21788-1204

Mortgage

Document Number	0127280227
Date	Nov 28, 2018
Book Page	012728/000227

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 18, 2018
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0123700458
Book / Page	012370 / 000458
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15184 RODDY RD THURMONT MD 217881204, THURMONT, MD 21788-1204

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	15184 RODDY RD, THURMONT, MD 21788-1204
Document Number	0122810364
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15184 RODDY RD THURMONT MD 217881204, THURMONT, MD 21788-1204

Mortgage

Document Number	0122810364
Date	Feb 20, 2018
Book Page	012281/000364

Lender

Name	JAMES D AIRD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2028

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,700.00 (+7.18%)	$1,124,400 (+23.26%)	$1,230,500 (+34.89%) Land $181,500 Building $1,049,000
2024	$11,849.00 (+9.94%)
2023	$10,778.00 Homeowner's exemption	$912,200 Land $161,500 Building $750,700	$912,200 Land $161,500 Building $750,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: EarthLink Business, MN FWA Buyer, Verizon, Xfinity.

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