Schenectady County and Schenectady City property record for 1518 Union St, Schenectady, NY 12309
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 3,053 sqft · built 1920 |
| Lot Size | 0.157 acres (6,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jun 2010) |
| Tax Bill | $7,935 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.29-1-3 |
| Primary APN | 421500 50.29-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Total Area |
| 1st Floor Area | 1,384 sqft |
| 2nd Floor Area | 1,342 sqft |
| Upper Floors Area | 327 sqft |
| Attic | Attic |
| Attic Area | 327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,880 sqft (0.157 acres) |
| Lot Dimensions | 160 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 310 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1518 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6004 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1518 UNION ST, SCHENECTADY, NY 12309-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Feb 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2010 · Amount on Record |
| Deed Sale | Jun 9, 2010 · Amount on Record |
| Prior Sale | Jun 9, 2010 · Amount on Record |
| Deed Book / Page | 1821 / 576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1518 UNION ST, SCHENECTADY, NY 12309-6004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1518 UNION ST, SCHENECTADY, NY 12309-6004 |
| Document Number | 0000000873 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 5349/867 |
| Instrument | 202400873 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 7, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 10, 2021 |
| Property Address | 1518 UNION ST, SCHENECTADY, NY 12309-6004 |
| Document Number | 0000005609 |
| Book / Page | 2052 / 21 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 202105609 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1520 UNION ST, 1520, SCHENECTADY, NY 12309-6004 |
| Name | Verified Name |
|---|---|
| Address | 49A BRADT RD, REXFORD, NY 12148-1104 |
| Document Number | 0000005610 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 202105610 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,935.00 (+2.71%) | ||
| 2025 | $7,726.00 (+6.17%) | $141,000 (-) Land $21,200 Building $119,800 | $233,482 (+30.82%) Land $35,105 Building $198,377 |
| 2023 | $141,000 (-) Land $21,200 Building $119,800 | $178,481 (+3.8%) Land $26,835 Building $151,646 | |
| 2022 | $141,000 Land $21,200 Building $119,800 | $171,951 Land $25,854 Building $146,097 | |
| 2021 | $7,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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