1518 Texoma St, Laredo, TX 78046 Property Records

Webb County property record for 1518 Texoma St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,481 sqft · built 2006
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`929-80006-250`

Property Details

APN / Parcel Number

Primary APN	`929-80006-250`
Alternative APN	`321417`

Interior

Stories	2 Stories
Building Area	1,481 sqft Living Area
1st Floor Area	916 sqft
Utility Area	21 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,468 sqft
Patio Area	1,526 sqft
Balcony Area	763 sqft

Location & Zoning

Street Address	1518 TEXOMA ST
City	LAREDO
State	TX
Zip	78046-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 6, LOT 25, PHASE I
Legal Subdivision	LAGO DEL VALLE
Legal Phase	I
Legal Block	6
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2005
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1518 TEXOMA ST, LAREDO, TX 78046-5193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage INTERNATIONAL BANK OF COMMERCE
Apr 19, 2007	Vendor's Lien, Subdivision Related Transfer · ARM FIELDSTONE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021
Deed Sale	Jun 11, 2021
Prior Sale	Apr 19, 2007 · Amount on Record
Deed Document Number	20211431984
Deed Book / Page	5042 / 676
Prior Transfer Date	Apr 17, 2007
Prior Transfer Doc	002340/478
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1518 TEXOMA ST, LAREDO, TX 78046-5193
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004715/824
Date	Jan 2, 2020
Book Page	4715/824
Instrument	1380687

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

April 2007: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 19, 2007
Property Address	1518 TEXOMA ST, LAREDO, TX 78046-5193
Document Number	002340/478
Book / Page	2340 / 478
Map Reference	MB25 PG114&115
Instrument Date	Apr 17, 2007
Instrument	962020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	BORDER TITLE, BORDER TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 TEXOMA ST, LAREDO, TX 78046-5193
Investor	Possibly a Property Investor

Mortgage

Document Number	0000962021
Date	Apr 19, 2007
Instrument	962021

Lender

Name	FIELDSTONE MORTGAGE CO
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.9%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.9%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	15.9%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,990 (+9.35%) Land $48,807 Building $195,183	$243,990 (+9.35%) Land $48,807 Building $195,183
2025	$1,129.00 (-23.97%) Homeowner's exemption	$223,129 (+6.92%) Land $48,807 Building $174,322	$223,129 (+6.92%) Land $48,807 Building $174,322
2024	$1,485.00 (+11.74%)
2023		$208,688 Land $46,035 Building $162,653	$208,688 Land $46,035 Building $162,653
2022	$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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