1518 SW 7th Ave, Oak Harbor, WA 98277 Property Records

Island County property record for 1518 SW 7th Ave, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,657 sqft · built 2001
Lot Size	0.193 acres (8,395 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2024)
Tax Bill	$4,594 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S8152-04-00149-0`

Property Details

APN / Parcel Number

Primary APN	`S8152-04-00149-0`
Alternative APN	`800807`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,657 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	949 sqft
Upper Floors Area	708 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,395 sqft (0.193 acres)
Garage Type	Attached
Garage Area	285 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1518 SW 7TH AVE
City	OAK HARBOR
State	WA
Zip	98277-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	SHANNON FOREST #4 LOT 149
Legal Subdivision	SHANNON FOREST #4
Legal Lot Number	149
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	970401

Owner

1518 SW 7th Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1518 SW 7TH AVE, OAK HARBOR, WA 98277-7245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FED BANK
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	May 23, 2005 · Amount on File
Deed Document Number	20244568554
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 16, 2024
Property Address	1518 SW 7TH AVE, OAK HARBOR, WA 98277-7245
Document Number	0004568554
Map Reference	VOL 13 PG 174&175
Instrument Date	Jan 12, 2024
Instrument	4568554
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$8,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 SW 7TH AVE, OAK HARBOR, WA 98277-7245

Mortgage

Document Number	0004568555
Date	Jan 16, 2024
Instrument	4568555

Lender

Name	FIRST FED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0004568830
Date	Jan 25, 2024
Instrument	4568830

Lender

Name	FIRST FED BANK
Type	Bank
Address	PORT ANGELES, WA 98362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1518 SW 7TH AVE, OAK HARBOR, WA 98277-7245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004468742
Date	Aug 6, 2019
Instrument	4468742

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1518 SW 7th Ave was $4,594.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,594.00
2025		$502,641 Land $210,000 Building $292,641	$502,641 Land $210,000 Building $292,641
2023	$4,016.00	$482,641 (+7.73%) Land $190,000 Building $292,641	$482,641 (+7.73%) Land $190,000 Building $292,641
2022		$448,023 Land $180,000 Building $268,023	$448,023 Land $180,000 Building $268,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 SW 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 SW 7th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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