1518 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1518 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,597 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2022)
Tax Bill	$8,968 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-33-0096`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-33-0096`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,350 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1518 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HARKNESS SUNNYSLOPE VAC 12 FT WALK ADJ AND W 17 92/1OO FT OF LOT 12 AND EX W 15 92/1OO FT LOT 11
Legal Range	23
Legal Township	28
Legal Section	10
Legal Quarter	3
Quarter-Quarter Section	3
Legal Subdivision	HARKNESS SUNNYSLOPE
Legal Lot Number	11-12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	36500

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1518 SCHEFFER AVE, SAINT PAUL, MN 55116-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Feb 3, 2022	Warranty Deed, Transfer · Commercial Mortgage VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	T02726712
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 4, 2022
Property Address	1518 SCHEFFER AVE, SAINT PAUL, MN 55116-2263
Document Number	0T02726712
Instrument Date	Mar 2, 2022
Instrument	T02726712
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1518 SCHEFFER AVE, SAINT PAUL, MN 55116-2263

Mortgage

Document Number	0T02726713
Date	Mar 4, 2022
Instrument	T02726713

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 3, 2022
Property Address	1518 SCHEFFER AVE, SAINT PAUL, MN 55116-2263
Document Number	0T02724489
Instrument Date	Jul 28, 2021
Instrument	T02724489
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5344 27TH AVE S, MINNEAPOLIS, MN 55417-1930

Mortgage

Document Number	0T02724490
Date	Feb 3, 2022
Instrument	T02724490

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,968.00	$592,600 Land $161,600 Building $431,000	$592,600 Land $161,600 Building $431,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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