1518 Rusty Spur Dr, Temple, TX 76502 Property Records

Bell County property record for 1518 Rusty Spur Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,195 sqft · built 2014
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,481 (2023)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113854503`

Property Details

APN / Parcel Number

Primary APN	`0113854503`
Alternative APNs	`393874` `843608`

Interior

Stories	1 Story
Building Area	2,195 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	2,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	282 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	843608
Street Address	1518 RUSTY SPUR DR
City	TEMPLE
State	TX
Zip	76502-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DRAW, BLOCK 005, LOT 0001
Legal Subdivision	SOUTHERN DRAW
Legal Block	5
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1017
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1518 RUSTY SPUR DR, TEMPLE, TX 76502-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018
Deed Sale	May 8, 2018
Prior Sale	Mar 16, 2015
Deed Document Number	2018-00018509
Deed Book / Page	010446 / 000338
Record Updated	Jun 7, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 8, 2018
Property Address	1518 RUSTY SPUR DR, TEMPLE, TX 76502-4425
Document Number	0000018509
Book / Page	010446 / 000338
Instrument Date	May 4, 2018
Instrument	18509
Transaction Type	Transfer
Record Updated	Jun 7, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 RUSTY SPUR DR TEMPLE TX 765024425, TEMPLE, TX 76502-4425

Mortgage

Document Number	18510
Date	May 8, 2018
Book Page	010446/000338
Instrument	18510

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,481.00 (-4.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$381,492 Land $36,000 Building $345,492	$381,492 Land $36,000 Building $345,492
2022	$8,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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