1518 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1518 Prospect St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,434 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jan 2020)
Tax Bill	$8,301 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-00040-01-00032`

Property Details

APN / Parcel Number

Primary APN	`02-00040-01-00032`
Alternative APNs	`0200040000100032` `03530666`

Interior

Building Area	1,434 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Account Number	03530666
Street Address	1518 PROSPECT ST
City	EWING
State	NJ
Zip	08638-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	40.1
Legal Lot Number	32
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	3
Census Block	3015
Census Tract	3500

Owner

1518 Prospect St is owned and occupied by an individual who bought it in January 2020.

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1518 PROSPECT ST, EWING, NJ 08638-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 23, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Jan 23, 2017 · Amount on File
Deed Document Number	20203386
Deed Book / Page	6394 / 904
Prior Transfer Date	May 27, 2016
Prior Transfer Doc	0000028193
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jan 22, 2020
Property Address	1518 PROSPECT ST, EWING, NJ 08638-3029
Document Number	0000003386
Book / Page	06394 / 0904
Instrument Date	Jan 21, 2020
Instrument	2020003386
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 CROWN RD, 16, EWING, NJ 08638-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1518 PROSPECT ST, EWING, NJ 08638-3029

Mortgage

Document Number	0000003387
Date	Jan 22, 2020
Instrument	2020003387

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000003388
Date	Jan 22, 2020
Book Page	11462/0497
Instrument	2020003388

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2025

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Jan 23, 2017
Property Address	1518 PROSPECT ST, EWING, NJ 08638-3029
Document Number	0000003039
Book / Page	006274 / 000869
Instrument Date	Jan 3, 2017
Instrument	3039
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$61.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 PROSPECT ST EWING NJ 086383029, EWING, NJ 08638-3029

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Prospect St was $8,301, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,900 (-) Land $43,400 Building $161,500	$204,900 (-) Land $43,400 Building $161,500
2025	$8,301.00 (+3.02%)	$204,900 Land $43,400 Building $161,500	$204,900 Land $43,400 Building $161,500
2024	$8,058.00
2023		$198,700 Land $43,400 Building $155,300	$198,700 Land $43,400 Building $155,300
2022	$7,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 Prospect St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	47 (1978–2021)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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