Coshocton County property record for 1518 Prospect St, Coshocton, OH 43812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,927 sqft · built 1920 |
| Lot Size | 0.143 acres (6,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Oct 2022) |
| Tax Bill | $2,616 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2008 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004239-4 |
| Primary APN | 004239-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,927 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Upper Floors Area | 739 sqft |
| Basement Area | 915 sqft |
| Unfinished Basement | 176 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 6,240 sqft (0.143 acres) |
| Lot Dimensions | 140 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004239-4 |
|---|---|
| Street Address | 1518 PROSPECT ST |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN-LOT 2654 48 X 130 |
| Legal Subdivision | HENDERSON BROTHERS SUBDIVISION |
| Legal Lot Number | 2654 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 961700 |
1518 Prospect St is owned and occupied by an individual who acquired it in May 2023.
Source: Coshocton County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 9, 2008 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN SAVINGS BANK |
| Jun 27, 2013 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Jun 27, 2025 | Transfer on Death Deed, Transfer |
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Oct 17, 2022 | Survivorship Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on File |
| Deed Sale | Oct 17, 2022 · Amount on File |
| Deed Document Number | 20224461 |
| Deed Book / Page | 793 / 2084 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 00796/4827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Oct 14, 2026 |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Number | 0000004525 |
| Book / Page | 814 / 4032 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 20264525 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $115,140.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004526, |
|---|---|
| Date | Oct 14, 2026 |
| Instrument | 20264526 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000004527, |
|---|---|
| Date | Oct 14, 2026 |
| Book Page | 814/4050 |
| Instrument | 20264527 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000472/324 |
|---|---|
| Date | Jun 9, 2008 |
| Book Page | 472/324 |
| Instrument | 200800002512 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Address | COSHOCTON, OH 43812 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 15, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000612/636 |
|---|---|
| Date | Jun 27, 2013 |
| Book Page | 612/636 |
| Instrument | 201300002817 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 10, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jun 27, 2025 |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Number | 00806/4937 |
| Book / Page | 806 / 4937 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 202500002538 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jul 5, 2023 |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Number | 00796/4827 |
| Book / Page | 796 / 4827 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | May 30, 2023 |
| Instrument | 202300002554 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Oct 17, 2022 |
| Property Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Number | 00793/2084 |
| Book / Page | 793 / 2084 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202200004461 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1518 PROSPECT ST, COSHOCTON, OH 43812-2723 |
| Document Number | 202200004462 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 202200004462 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 1518 Prospect St was $2,616, up 8.6% from the year before.
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,616.00 (+8.59%) | $57,000 (-) Land $4,420 Building $52,580 | $162,860 (-) Land $12,620 Building $150,240 |
| 2024 | $2,409.00 (+20.99%) | $57,000 (+32.21%) Land $4,420 Building $52,580 | $162,860 Land $12,620 Building $150,240 |
| 2023 | $1,991.00 (+21.77%) Homeowner's exemption | $43,114 (-) Land $3,399 Building $39,715 | |
| 2022 | $1,635.00 Homeowner's exemption | $43,114 Land $3,399 Building $39,715 | |
| 2021 | $123,180 Land $9,710 Building $113,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1518 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1518 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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