1518 Prospect Ave, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1518 Prospect Ave, Helena, MT 59601

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,940 sqft · built 1973
Lot Size	0.418 acres (18,208 sqft)
Owner	Company Name on File
Last Sale	$601,400 (Oct 2017)
Tax Bill	$11,965 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R057122`

Property Details

APN / Parcel Number

Primary APN	`R057122`
Alternative APNs	`05-1888-29-3-25-10-0000` `0000005218`

Interior

Stories	1 Story
Building Area	5,940 sqft Total Area
1st Floor Area	5,940 sqft
Basement Area	5,940 sqft
Finished Basement	5,940 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	18,208 sqft (0.418 acres)
View / Lot	Major Street/Thoroughfare
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000005218
Street Address	1518 PROSPECT AVE
City	HELENA
State	MT
Zip	59601-4546
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	NORTHERN PACIFIC ADDN, S29, T10 N, R03 W, BLOCK 39, LOT 10, W5', ALL LTS 11-12 & E25' LT 13
Legal Range	03W
Legal Township	10N
Legal Section	29
Legal Subdivision	NORTHERN PACIFIC ADDN
Legal Block	39
Legal Lot Number	10-13
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2017
Census Tract	900

Owner

1518 Prospect Ave, a commercial property, is owned by a company that bought it in October 2017.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	6395 S 19TH AVE, BOZEMAN, MT 59718-8752
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage WHITEFISH CU
Feb 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT
Oct 17, 2017	Warranty Deed, Transfer · Commercial Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Deed Document Number	20173313144
Deed Book / Page	53 / 4415
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1518 PROSPECT AVE, HELENA, MT 59601-4546
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 HOMESTEAD LN, TOWNSEND, MT 59644-9510

Mortgage

Document Number	00M64/8311
Date	Nov 24, 2025
Book Page	M64/8311
Instrument	3443744

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1518 PROSPECT AVE, HELENA, MT 59601-4546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/8532
Date	Feb 7, 2018
Book Page	M53/8532
Instrument	3317743

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 17, 2017
Property Address	1518 PROSPECT AVE, HELENA, MT 59601-4546
Document Number	M53/4415
Book / Page	M53 / 4415
Map Reference	DD271 PG115
Instrument Date	Oct 16, 2017
Instrument	3313144
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 PROSPECT AVE, HELENA, MT 59601-4546

Mortgage

Document Number	3313145
Date	Oct 17, 2017
Instrument	3313145

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1518 Prospect Ave was $11,965.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,965.00	$1,024,900
2025			$1,024,900 Land $658,321 Building $366,579
2023	$12,922.00	$846,900	$846,900 Land $318,846 Building $528,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 Prospect Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1518 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet, TDS Telecom.

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