1518 Northridge Dr, Stem, NC 27581 Property Records

Granville County property record for 1518 Northridge Dr, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,656 sqft · built 1992
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Company Names on Record
Last Sale	$215,000 (Jan 2023)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19144-63192301`

Property Details

APN / Parcel Number

Primary APN	`19144-63192301`
Alternative APNs	`098000160337` `098000 120` `87989301` `1094633` `1132113`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,656 sqft Heated Area
Storm Shelter	Storm Shelter
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	192 sqft
Lean-To	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1132113
Street Address	1518 NORTHRIDGE DR
City	STEM
State	NC
Zip	27581-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 22 NORTHRIDGE
Legal Subdivision	NORTHRIDGE SUBDIVISION
Legal Lot Number	22
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4004
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 27, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Book / Page	1935 / 337
Last Transfer Date	Jan 9, 2025
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 27, 2023
Property Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547
Document Number	001935/337
Book / Page	1935 / 337
Map Reference	MB 11 PG 74
Instrument Date	Jan 19, 2023
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547

Mortgage

Document Number	0001935340
Date	Jan 27, 2023
Instrument	1935/340

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Nov 27, 2017
Property Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547
Document Number	1667/207
Book / Page	1667 / 207
Map Reference	MB 11 PG 74
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 NORTHRIDGE DR, STEM, NC 27581-9547

Mortgage

Document Number	1667210
Date	Nov 27, 2017
Instrument	1667/210

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,406 (-) Land $27,019 Building $184,387
2025	$1,577.00 (+8.53%)	$211,406 (+40.13%) Land $27,019 Building $184,387	$211,406 (-) Land $27,019 Building $184,387
2024			$211,406 (+40.13%) Land $27,019 Building $184,387
2023	$1,453.00 (+1.47%)	$150,866 (-) Land $22,521 Building $128,345	$150,866 (-) Land $22,521 Building $128,345
2022	$1,432.00	$150,866 Land $22,521 Building $128,345	$150,866 Land $22,521 Building $128,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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