1518 Millenium Dr, Young Harris, GA 30582 Property Records

Towns County property record for 1518 Millenium Dr, Young Harris, GA 30582

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,560 sqft · built 2002
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Feb 2021)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Oct 2019 Second Mortgage Feb 2021 Sale & Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0013 038H`

Property Details

APN / Parcel Number

Primary APN	`0013 038H`
Alternative APN	`1979`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	66,211 sqft (1.52 acres)

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	148 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1979
Street Address	1518 MILLENIUM DR
City	YOUNG HARRIS
State	GA
Zip	30582-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 RAGAYLE VILLAGE
Legal Subdivision	RAGAYLE VILLAGE
Legal Lot Number	9
Jurisdiction	TOWNS GA
Township / Civil Division	YOUNG HARRIS
Census Block Group	4
Census Block	4020
Census Tract	960100

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4932 TRINIDAD DR, LAND O LAKES, FL 34639-5650
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN LAKES MORTGAGE
Feb 22, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage BETTER MORTGAGE
Jan 22, 2020	Warranty Deed, Transfer
Aug 27, 2019	Warranty Deed, Transfer
Jul 17, 2019	Warranty Deed, Transfer
May 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	2021230
Deed Book / Page	668 / 388
Prior Transfer Date	Jan 22, 2020
Prior Transfer Doc	000643/237
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 MILLENNIUM DR

Mortgage

Document Number	0000000637/0000000133
Date	Oct 23, 2019
Book Page	0000000637/0000000133

Lender

Name	MOUNTAIN LAKES MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Term	360 Months
Due	Jan 1, 2049

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Feb 22, 2021
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	000668/388
Book / Page	668 / 388
Instrument Date	Feb 22, 2021
Instrument	2021-000230
Transaction Type	Transfer
Record Updated	Feb 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4932 TRINIDAD DR, LAND O LAKES, FL 34639-5650

Mortgage

Document Number	0000000668/0000000390
Date	Feb 25, 2021
Book Page	0000000668/0000000390

Lender

Name	BETTER MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Jan 22, 2020
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	000643/237
Book / Page	643 / 237
Instrument Date	Jan 22, 2020
Instrument	2020-000073
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SW SAINT LUCIE ST, STUART, FL 34997-7441

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Aug 27, 2019
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	000634/123
Book / Page	634 / 123
Instrument Date	Aug 27, 2019
Instrument	2019-000889
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SW SAINT LUCIE ST, STUART, FL 34997-7441

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Jul 17, 2019
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	0000632/55
Book / Page	632 / 55
Instrument Date	Jul 17, 2019
Instrument	2019-000743
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SW SAINT LUCIE ST, STUART, FL 34997-7441

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	May 10, 2019
Property Address	1518 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	000628/462
Book / Page	628 / 462
Instrument Date	May 10, 2019
Instrument	2019-000457
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SW SAINT LUCIE ST, STUART, FL 34997-7441

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+1.04%)	$155,654 (+21.57%) Land $20,800 Building $134,854	$389,134 (+21.57%) Land $52,000 Building $337,134
2023		$128,041 (+22.65%) Land $20,800 Building $107,241	$320,103 (+22.65%) Land $52,000 Building $268,103
2022	$1,443.00	$104,392 Land $16,640 Building $87,752	$260,981 Land $41,600 Building $219,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Cable in parts of the area	100 / 20
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: AT&T, Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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