1518 Flair Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1518 Flair Encinitas Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,567 sqft · built 1986
Lot Size	0.93 acres (4,049 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2017)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`257-360-61-00`

Property Details

APN / Parcel Number

Primary APN	`257-360-61-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,567 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,049 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1518 FLAIR ENCINITAS DR
City	ENCINITAS
State	CA
Zip	92024-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 86 TR 009764
Legal Subdivision	SAN DIEGO #3605-2
Legal Tract	009764
Legal Block	4
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4002
Census Tract	17108

Owner

1518 Flair Encinitas Dr is owned and occupied by two individuals who acquired it in January 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jan 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage KAREN DRURY
Apr 10, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Sep 15, 2003 · Amount on File
Deed Document Number	2017160364
Last Transfer Date	Jan 23, 2019
Transfer Doc	0000029638
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943

Mortgage

Document Number	0000266509
Date	Sep 25, 2025
Instrument	2025-0266509

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943

Mortgage

Document Number	0000171229
Date	Jun 30, 2023
Instrument	2023-0171229

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943

Mortgage

Document Number	0000081222
Date	Feb 23, 2022
Instrument	2022-0081222

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098296
Date	Mar 13, 2018
Instrument	2018-0098296

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248810
Date	Jun 25, 2019
Instrument	2019-0248810

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2019
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Document Number	0000029638
Map Reference	MAP 9764
Instrument Date	Jan 23, 2019
Instrument	2019-0029638
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943

Mortgage

Document Number	0000029639
Date	Jan 28, 2019
Instrument	2019-0029639

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Document Number	0000203521
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 STARLIGHT DR CARDIFF BY THE SEA CA 920071657, CARDIFF BY THE SEA, CA 92007-1657

Mortgage

Document Number	0000203521
Date	May 5, 2017
Instrument	203521

Lender

Name	KAREN DRURY
Address	1577 STARLIGHT DR, CARDIFF BY THE SEA, CA 92007-1657

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 4, 2020

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2017
Property Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943
Document Number	0000160364
Map Reference	MAP9764
Instrument Date	Mar 24, 2017
Instrument	2017-0160364
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1518 FLAIR ENCINITAS DR, ENCINITAS, CA 92024-2943

Mortgage

Document Number	0000160365
Date	Apr 10, 2017
Instrument	2017-0160365

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Flair Encinitas Dr was $9,480 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,490 (+2%) Land $674,761 Building $165,729
2025	$9,480.00 Homeowner's exemption	$824,011 Land $661,531 Building $162,480
2023	$8,845.00 (+2.42%) Homeowner's exemption	$792,016 Land $635,844 Building $156,172
2022	$8,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1518 Flair Encinitas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1518 Flair Encinitas Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Ting, Verizon.

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