1518 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1518 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,207 sqft · built 1908
Lot Size	0.155 acres (6,736 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2018)
Tax Bill	$2,373 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35043.0839`

Property Details

APN / Parcel Number

Primary APN	`35043.0839`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	837 sqft
Upper Floors Area	837 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,736 sqft (0.155 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	192 sqft
Deck Area	60 sqft
Patio Area	260 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1518 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	VISTA HTS L3 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	VISTA HTS
Legal Block	6
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2024
Census Tract	1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1518 E PROVIDENCE AVE, SPOKANE, WA 99207-4543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Mar 19, 2010 · Amount on Record
Deed Document Number	20186714858
Prior Transfer Date	May 25, 2001
Prior Transfer Doc	0004592373
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1518 E PROVIDENCE AVE, SPOKANE, WA 99207-4543
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007194916
Date	Apr 1, 2022
Instrument	7194916

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2018
Property Address	1518 E PROVIDENCE AVE, SPOKANE, WA 99207-4543
Document Number	0006714858
Map Reference	VOL F PG13
Instrument Date	Jun 7, 2018
Instrument	6714858
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCORW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 E PROVIDENCE AVE, SPOKANE, WA 99207-4543

Mortgage

Document Number	0006714859
Date	Jun 8, 2018
Instrument	6714859

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	0006714860
Date	Jun 8, 2018
Instrument	6714860

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,373.00 (-8.45%)	$239,000 (-1.97%) Land $90,000 Building $149,000	$239,000 (-1.97%) Land $90,000 Building $149,000
2025	$2,592.00 (+8.54%)
2024		$243,800 (+26.58%) Land $65,000 Building $178,800	$243,800 (+26.58%) Land $65,000 Building $178,800
2023	$2,388.00 (+5.8%)	$192,600 Land $42,000 Building $150,600	$192,600 Land $42,000 Building $150,600
2022	$2,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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