1518 Darrell Ter, Midlothian, VA 23114 Property Records

Chesterfield County property record for 1518 Darrell Ter, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,896 sqft · built 1986
Lot Size	0.579 acres (25,221 sqft)
Owner	Individual Name on File
Tax Bill	$5,114 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03701050H00S025`

Property Details

APN / Parcel Number

Primary APN	`03701050H00S025`
Alternative APNs	`731-69-70-23-600-000` `113540001` `468871000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,896 sqft Finished Area
1st Floor Area	144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,221 sqft (0.579 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	436 sqft
Patio Area	436 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	468871000
Street Address	1518 DARRELL TER
City	MIDLOTHIAN
State	VA
Zip	23114-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	QUEENSMILL L 25 BK S SEC H
Legal Subdivision	QUEENSMILL
Legal Block	S
Legal Lot Number	25
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2004
Census Tract	100929

Owner

1518 Darrell Ter is owned and occupied by an individual.

Source: Chesterfield County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1518 DARRELL TER, MIDLOTHIAN, VA 23114-4558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BK MTG
Oct 13, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1518 DARRELL TER, MIDLOTHIAN, VA 23114-4558
Document Number	13202861
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 DARRELL TER MIDLOTHIAN VA 231144558, MIDLOTHIAN, VA 23114-4558

Mortgage

Document Number	13202861
Date	Jan 25, 2021
Book Page	013202/000861
Instrument	4872

Lender

Name	VILLAGE BK MTG
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2041

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1518 DARRELL TER, MIDLOTHIAN, VA 23114-4558
Document Number	1178746
Book / Page	011787 / 000046
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	1178746
Date	Oct 18, 2017
Book Page	011787/000046
Instrument	41862

Lender

Name	VILLAGE BK MTG
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1518 Darrell Ter was $5,114.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,114.00	$571,800 (+5.52%) Land $97,000 Building $474,800	$571,800 (+5.52%) Land $97,000 Building $474,800
2025		$541,900 Land $87,000 Building $454,900	$541,900 Land $87,000 Building $454,900
2023	$3,930.00	$429,200 Land $78,000 Building $351,200	$429,200 Land $78,000 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 Darrell Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Darrell Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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