1518 Black Kettle Trl, Temple, TX 76502 Property Records

Bell County property record for 1518 Black Kettle Trl, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,738 sqft · built 2020
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on File
Last Sale$279,300 (Jan 2023)
Tax Bill$103 (2023)
Deeds & MortgagesJan 2023 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0095551944

Property Details

APN / Parcel Number

Primary APN0095551944
Alternative APNs
  • 485452
  • 850107

Interior

Stories1 Story
Building Area1,738 sqft Living Area
1st Floor Area1,738 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick/Shingle
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions119 ft deep x 50 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1518 BLACK KETTLE TRL
CityTEMPLE
StateTX
Zip76502-6715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE PHASE I, BLOCK 001, LOT 0005, ACRES .137
Legal SubdivisionPRAIRIE RIDGE PHASE I
Legal Block1
Legal Lot Number5
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1000
Census Tract21305

Owner

1518 Black Kettle Trl is owned and occupied by two individuals who bought it in January 2023.

Source: Bell County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Vendor's Lien, Transfer · VA Mortgage
EQUITY PRIME MORTGAGE LLC
Sep 8, 2021Deed of Trust, Mortgage · VA Mortgage
CREDENCE FUNDING CORP
Dec 22, 2020Vendor's Lien, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC
Apr 9, 2020Grant Deed, Transfer · Construction Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2023 · Amount on File
Deed SaleJan 17, 2023 · Amount on File
Prior SaleDec 22, 2020 · Amount on File
Deed Document Number20232109
Prior Transfer DateDec 21, 2020
Prior Transfer Doc0000071416
Record UpdatedOct 29, 2026

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 17, 2023
Property Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715
Document Number0000002109
Map ReferenceDOC 2018-185
Instrument DateJan 12, 2023
Instrument2023002109
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyFIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715

Mortgage

Document Number0000002110
DateJan 17, 2023
Instrument2023002110
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715
Transaction TypeMortgage
Record UpdatedSep 1, 2022
Title CompanyPRIORITY STLMT GROUP OF TX L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058207
DateSep 8, 2021
Instrument2021058207
Lender
NameCREDENCE FUNDING CORP
AddressABERDEEN, MD 21001
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

December 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 22, 2020
Property Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715
Document Number0000071416
Map ReferenceDOC 2018-185
Instrument DateDec 21, 2020
Instrument2020-00071416
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 1, 2022
Title CompanyMONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1518 BLACK KETTLE, TEMPLE, TX 76502-6715

Mortgage

Document Number0000071417
DateDec 22, 2020
Instrument2020-00071417
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBELL TX
Recording DateApr 9, 2020
Property Address1518 BLACK KETTLE TRL, TEMPLE, TX 76502-6715
Document Number0000017247
Instrument DateApr 9, 2020
Instrument17247
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 151 TROY TX 765790151, TROY, TX 76579-0151

Mortgage

Document Number17248
DateApr 9, 2020
Instrument17248
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressKILLEEN, TX 76547
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 8, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,106 Land $36,000 Building $241,106$277,106 Land $36,000 Building $241,106
2023$103.00 (-96.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$288,387 Land $36,000 Building $252,387$288,387 Land $36,000 Building $252,387
2022$3,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1518 Black Kettle Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Black Kettle Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

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