1518 Bella Vista Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1518 Bella Vista Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 1987
Lot Size	0.166 acres (7,223 sqft)
Owner	2 Company Names on File
Last Sale	$2,350,000 (Mar 2026)
Tax Bill	$10,190 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`216-390-09-00`

Property Details

APN / Parcel Number

Primary APN	`216-390-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,223 sqft (0.166 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1518 BELLA VISTA DR
City	ENCINITAS
State	CA
Zip	92024-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 TR 011253
Legal Subdivision	SAN DIEGO 4460
Legal Tract	011253
Legal Block	4
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4014
Census Tract	17601

Owner

1518 Bella Vista Dr is owned by a company that bought it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	11247 CARMEL CREEK RD, SAN DIEGO, CA 92130-2625
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 26, 2019	Loan Modification, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	May 16, 2001 · Amount on File
Deed Document Number	202662746
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265
Document Number	0000062746
Map Reference	MAP 11253
Instrument Date	Feb 24, 2026
Instrument	2026-0062746
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11247 CARMEL CREEK RD, SAN DIEGO, CA 92130-2625

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265

Mortgage

Document Number	0000674278
Date	Sep 24, 2021
Instrument	2021-0674278

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265

Mortgage

Document Number	0000402584
Date	May 28, 2021
Instrument	2021-0402584

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	8.87%
Max Rate At Change	2.75%
Index	1-Year CMT
Max Rate	8.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613875
Date	Dec 31, 2019
Instrument	2019-0613875

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1518 BELLA VISTA DR, ENCINITAS, CA 92024-1265
Document Number	0000613876
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 BELLA VISTA DR ENCINITAS CA 920241265, ENCINITAS, CA 92024-1265

Mortgage

Document Number	0000613876
Date	Dec 31, 2019
Instrument	613876

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Bella Vista Dr was $10,190.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$906,796 (+2%) Land $428,404 Building $478,392
2025	$10,190.00 Homeowner's exemption	$889,016 Land $420,004 Building $469,012
2023	$9,515.00 (+2.4%) Homeowner's exemption	$854,496 Land $403,696 Building $450,800
2022	$9,292.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1518 Bella Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Bella Vista Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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