15178 Mill Valley Dr, Athens, AL 35613 Property Records

Limestone County property record for 15178 Mill Valley Dr, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,246 sqft · built 2010
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$134,964 (Nov 2009)
Tax Bill	$878 (2025)
Deeds & Mortgages	Nov 2023 Construction Loan Nov 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0904170003049000`

Property Details

APN / Parcel Number

Primary APN	`0904170003049000`
Alternative APNs	`10902298` `10329`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,246 sqft Living Area
Upper Floors Area	1,303 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10902298
Street Address	15178 MILL VALLEY DR
City	ATHENS
State	AL
Zip	35613-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:MCCULLEY MILL PHASE 2 SEC/TWN/RNG/MER:SEC 01 TWN 03S RNG 03W
Legal Subdivision	MCCULLEY MILL PHASE 2
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2049
Census Tract	20804

Owner

15178 Mill Valley Dr is owned and occupied by two individuals who bought it in November 2009.

Source: Limestone County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15178 MILL VALLEY DR, ATHENS, AL 35613-7278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC
Nov 15, 2021	Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2009 · Amount on File
Deed Sale	Nov 30, 2009 · Amount on File
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	15178 MILL VALLEY DR, ATHENS, AL 35613-7278
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/76057
Date	Nov 3, 2023
Book Page	2023/76057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	15178 MILL VALLEY DR, ATHENS, AL 35613-7278
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/125010
Date	Nov 15, 2021
Book Page	2021/125010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15178 Mill Valley Dr was $878 with a homeowner's exemption, up 3.4% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+3.42%) Homeowner's exemption	$30,060 (-0.07%)	$300,500 (-0.07%) Land $24,600 Building $275,900
2024	$849.00 (-1.16%) Homeowner's exemption	$30,080 (+2.24%)	$300,700 (+2.24%) Land $23,900 Building $276,800
2023	$859.00 (+21.5%) Homeowner's exemption	$29,420 (+20.87%)	$294,100 (+20.93%) Land $23,900 Building $270,200
2022	$707.00 Homeowner's exemption	$24,340	$243,200 Land $23,900 Building $219,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15178 Mill Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15178 Mill Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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