15178 Ledgestone St, Fontana, CA 92336 Property Records

San Bernardino County property record for 15178 Ledgestone St, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,288 sqft · built 2017
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,500 (Nov 2017)
Tax Bill	$9,490 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1108-382-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1108-382-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	1,021 sqft
2nd Floor Area	1,267 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,999 sqft (0.092 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15178 LEDGESTONE ST
City	FONTANA
State	CA
Zip	92336-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18881 LOT 58 BOOK 345 PAGE 51 AND INT IN COMMON AREA
Legal Tract	18881
Legal Block	2
Legal Lot Number	58
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2013
Census Tract	2314

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15178 LEDGESTONE ST, FONTANA, CA 92336-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · ARM STERLING BANK & TRUST FSB
Nov 20, 2017	Grant Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	2017494485
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15178 LEDGESTONE ST, FONTANA, CA 92336-4047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15178 LEDGESTONE ST, FONTANA, CA 92336-4047

Mortgage

Document Number	0000014676
Date	Jan 15, 2019
Instrument	2019-0014676

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 20, 2017
Property Address	15178 LEDGESTONE ST, FONTANA, CA 92336-4047
Document Number	0000494485
Map Reference	MB345 PG51-56
Instrument Date	Oct 27, 2017
Instrument	2017-0494485
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15178 LEDGESTONE ST, FONTANA, CA 92336-4047

Mortgage

Document Number	0000494486
Date	Nov 20, 2017
Instrument	2017-0494486

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$581,892 (+2%) Land $197,299 Building $384,593
2025	$9,490.00 (+10.7%) Homeowner's exemption	$570,482 (+4.04%) Land $193,430 Building $377,052
2023	$8,573.00 (+1.35%) Homeowner's exemption	$548,330 Land $185,919 Building $362,411
2022	$8,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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