15174 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15174 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,216 sqft · built 2015
Lot Size0.15 acres (6,522 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Jun 2025)
Tax Bill$9,149 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-27-8135-01-978

Property Details

APN / Parcel Number

Primary APN16-23-27-8135-01-978
Alternative APNs
  • 272316813501978
  • 141480
  • 142339
  • 143852

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,216 sqft Living Area
Gross Area3,200 sqft
1st Floor Area2,216 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,522 sqft (0.15 acres)
Garage TypeAttached
Garage Area481 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area503 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15174 EVERGREEN OAK LOOP
CityWINTER GARDEN
StateFL
Zip34787-6415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1978
Legal Range27E
Legal Township23S
Legal Section16
Legal SubdivisionSIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase3B-4
Legal Tract8135
Legal Block1
Legal Lot Number1978
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1035
Census Tract17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15174 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6415
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2025 · Amount on Record
Deed SaleJun 2, 2025 · Amount on Record
Prior SaleOct 17, 2023 · Amount on Record
Deed Document Number2025320419
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15174 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6415
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address14192 CREEKBED CIR, WINTER GARDEN, FL 34787-4509

Mortgage

Document Number0000602125
DateOct 17, 2023
Instrument20230602125
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2038

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,040 (-10.45%) Land $100,000 Building $370,040$470,040 (-10.45%) Land $100,000 Building $370,040
2025$9,149.00 (+5.02%)$524,890 (+19.11%) Land $110,000 Building $414,890$524,890 (+19.11%) Land $110,000 Building $414,890
2024$8,712.00 (+30.54%)
2023$6,674.00 (+11.4%)$440,661 (+13.7%) Land $110,000 Building $330,661$440,661 (+13.7%) Land $110,000 Building $330,661
2022$5,991.00$387,566 Land $110,000 Building $277,566$387,566 Land $110,000 Building $277,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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