15173 Millard Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 15173 Millard Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,840 sqft · built 1900
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2018)
Tax Bill	$566 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-024-008-01`

Property Details

APN / Parcel Number

Primary APN	`004-024-008-01`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	293 ft deep x 191 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15173 MILLARD RD
City	THREE RIVERS
State	MI
Zip	49093-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SEC 24 T6S R12W TH N 89D 45M 37S E (REC N 89D 01M 30S E) 785.41 FT TO POB TH N 89D 45M 37S E (REC N 89D 01M 30S E)
Legal Range	12W
Legal Township	06S
Legal Section	24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	3
Census Block	3008
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15173 MILLARD RD, THREE RIVERS, MI 49093-9202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Mar 28, 2010
Deed Book / Page	1935 / 287
Prior Transfer Date	May 10, 2006
Prior Transfer Doc	1372/0912
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15173 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15173 MILLARD RD, THREE RIVERS, MI 49093-9202

Mortgage

Document Number	2021008629
Date	Aug 26, 2021
Instrument	2021008629

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 17, 2018
Property Address	15173 MILLARD RD, THREE RIVERS, MI 49093-9202
Document Number	01935/0287
Book / Page	1935 / 0287
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15145 MILLARD RD, 15145, THREE RIVERS, MI 49093-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 S GRANT AVE, THREE RIVERS, MI 49093-2047

Mortgage

Document Number	0001935289
Date	Oct 17, 2018
Instrument	1935/289

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (+13.65%)	$184,800 (+13.65%)
2025	$566.00 Homeowner's exemption	$81,300 Land $13,400 Building $67,900	$162,600 Land $26,800 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber, T-Mobile.

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