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15172 River Birch Ct, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 15172 River Birch Ct, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,006 sqft · built 2024
Lot Size0.195 acres (8,503 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Apr 2025)
Tax Bill$6,219 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN422320205158

Property Details

APN / Parcel Number

Primary APN422320205158

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area2,789 sqft
1st Floor Area2,006 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTile
Lot Area8,503 sqft (0.195 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area464 sqft
Pool Area36 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address15172 RIVER BIRCH CT
CityPUNTA GORDA
StateFL
Zip33955-6468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHERITAGE LANDING PHASE II-B LOT 312
Legal SubdivisionHERITAGE LANDING PHASE II-B
Legal Lot Number312
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1035
Census Tract10505

Owner

Source: Charlotte County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6652 BOWERY PEAK LN, WESTERVILLE, OH 43081-4199
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on Record
Deed SaleApr 3, 2025 · Amount on Record
Deed Document Number20253512300
Record UpdatedSep 20, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 3, 2025
Property Address15172 RIVER BIRCH CT, PUNTA GORDA, FL 33955-6468
Document Number0003512300
Map ReferenceMB 25 PG 13
Instrument DateMar 28, 2025
Instrument3512300
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address6652 BOWERY PEAK LN, WESTERVILLE, OH 43081-4199

Mortgage

Document Number0003512301
DateApr 3, 2025
Instrument3512301
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,219.00 (+143.21%)$420,630 (+2,649.22%) Land $55,250 Building $365,380$420,630 (+2,236.83%) Land $55,250 Building $365,380
2024$2,557.00 (+6.5%)
2023$2,401.00$15,300$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 195 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies875 units insured
incl. 680 condo units
Nearby Flood Claims101 (2022–2025)
Claims Outside the SFHA4 of 101
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 51 claims
  • Hurricane Helene, Sep 2024 · 39 claims
  • Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 87% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband.

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