1517 Williamsburg Ln, Monroe, NC 28110 Property Records

Union County property record for 1517 Williamsburg Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 2002
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$411,000 (May 2022)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-342-425`

Property Details

APN / Parcel Number

Primary APN	`09-342-425`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	877 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.338 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1517 WILLIAMSBURG LN
City	MONROE
State	NC
Zip	28110-8104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10SU MON
Legal Description	#191 COLONIAL VILLAGE PH3 OPCG175
Legal Subdivision	COLONIAL VILLAGE
Legal Lot Number	191
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	20403

Owner

1517 Williamsburg Ln, a rural home, is owned and occupied by an individual who bought it in May 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 WILLIAMSBURG LN, MONROE, NC 28110-8104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCE CO
Mar 27, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	May 16, 2008 · Amount on File
Deed Document Number	202219283
Deed Book / Page	8487 / 659
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 26, 2022
Property Address	1517 WILLIAMSBURG LN, MONROE, NC 28110-8104
Document Number	0008487659
Book / Page	8487 / 659
Map Reference	CAB G FILE 175
Instrument Date	May 26, 2022
Instrument	19283
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 WILLIAMSBURG LN, 1517, MONROE, NC 28110-8104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 WILLIAMSBURG LN, MONROE, NC 28110-8104

Mortgage

Document Number	0000019284
Date	May 26, 2022
Instrument	19284

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1517 WILLIAMSBURG LN, MONROE, NC 28110-8104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7541744
Date	Dec 17, 2019
Book Page	7541/744
Instrument	0039356

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1517 WILLIAMSBURG LN, MONROE, NC 28110-8104
Document Number	6903428
Book / Page	006903 / 000428
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1517 WILLIAMSBURG LN MONROE NC 281108104, MONROE, NC 28110-8104

Mortgage

Document Number	6903428
Date	Mar 30, 2017
Book Page	006903/000428
Instrument	8723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1517 Williamsburg Ln was $3,380.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,700 (-) Land $69,600 Building $317,100	$386,700 (-) Land $69,600 Building $317,100
2025	$3,380.00	$386,700 Land $69,600 Building $317,100	$386,700 Land $69,600 Building $317,100
2023	$2,869.00	$263,100 Land $42,500 Building $220,600	$263,100 Land $42,500 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1517 Williamsburg Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1517 Williamsburg Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williamsburg Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures