Clay County property record for 1517 Sumac Cir, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,560 sqft · built 2008 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2008) |
| Tax Bill | $4,285 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-412-00-04-035.00 |
| Primary APN | 15-412-00-04-035.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,076 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 152 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1517 SUMAC CIR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-7780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY MEADOWS SOUTH 2ND PLAT LT 101 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | CLAY MEADOWS |
| Legal Lot Number | 101 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 21601 |
1517 Sumac Cir is owned and occupied by two individuals who bought it in October 2008.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1517 SUMAC CIR, LIBERTY, MO 64068-7780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit CAPITOL FEDERAL SAVINGS BANK |
| Jan 12, 2018 | Deed of Trust, Mortgage CAPITOL FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2008 · Amount on File |
| Deed Sale | Oct 21, 2008 · Amount on File |
| Deed Document Number | 200836322 |
| Deed Book / Page | 6062 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1517 SUMAC CIR, LIBERTY, MO 64068-7780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1517 SUMAC CIR, LIBERTY, MO 64068-7780 |
| Document Number | 0000018297 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 9602/66 |
| Instrument | 2023018297 |
| Name | CAPITOL FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | TOPEKA, KS 66603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Aug 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1517 SUMAC CIR, LIBERTY, MO 64068-7780 |
| Document Number | 0000001696 |
| Book / Page | 008126 / 000131 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1517 SUMAC CIR LIBERTY MO 640687780, LIBERTY, MO 64068-7780 |
| Document Number | 0000001696 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 008126/000131 |
| Instrument | 1696 |
| Name | CAPITOL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | TOPEKA, KS 66603 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2048 |
The 2025 property tax bill for 1517 Sumac Cir was $4,285.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,285.00 | $59,640 | $313,895 |
| 2023 | $4,210.00 | $53,830 | $283,315 |
| 2019 | $3,413.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1517 Sumac Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1517 Sumac Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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