1517 Springdale Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1517 Springdale Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,628 sqft · built 1979
Lot Size	4.3 acres (187,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2019)
Tax Bill	$9,625 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0300-0186-00`

Property Details

APN / Parcel Number

Primary APN	`590-0300-0186-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	5,262 sqft
1st Floor Area	2,034 sqft
2nd Floor Area	594 sqft
Basement Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	187,338 sqft (4.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1517 SPRINGDALE RD
City	CINCINNATI
State	OH
Zip	45231-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGDALE RD4.3007 ACSR1-T3-S29
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	21509

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 SPRINGDALE RD, CINCINNATI, OH 45231-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage VALLEY CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	201963557
Deed Book / Page	13972 / 2609
Prior Transfer Date	May 24, 2010
Prior Transfer Doc	0000000646
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1517 SPRINGDALE RD, CINCINNATI, OH 45231-1935
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083470
Date	Sep 27, 2019
Book Page	14011/00706
Instrument	2019-0083470

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	46215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2019
Property Address	1517 SPRINGDALE RD, CINCINNATI, OH 45231-1935
Document Number	0000063557
Book / Page	13972 / 02609
Instrument Date	Jul 30, 2019
Instrument	2019-0063557
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1517 SPRINGDALE RD, CINCINNATI, OH 45231-1935

Mortgage

Document Number	0000063558
Date	Aug 2, 2019
Instrument	2019-0063558

Lender

Name	VALLEY CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2022
Change Frequency	3 Years
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	3-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,625.00 (+0.3%)	$164,868 (-) Land $56,028 Building $108,840	$471,050 (-) Land $160,080 Building $310,970
2024	$9,596.00 (+5.68%)	$164,868 (-) Land $56,028 Building $108,840
2023	$9,080.00 (-20.02%)	$164,868 (+10.84%) Land $56,028 Building $108,840	$471,050 (+10.84%) Land $160,080 Building $310,970
2022	$11,353.00 Homeowner's exemption	$148,750 Land $54,761 Building $93,989
2020			$425,000 Land $156,460 Building $268,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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