1517 Shultz St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1517 Shultz St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1981
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Dec 2024)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-29-404-035`

Property Details

APN / Parcel Number

Primary APN	`8912-29-404-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	525 sqft
Unfinished Basement	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1517 SHULTZ ST
City	EVANSDALE
State	IA
Zip	50707-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVES ADDITION LOT 32
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	STEVES ADDITION
Legal Lot Number	32
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3015
Census Tract	800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 SHULTZ ST, EVANSDALE, IA 50707-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Dec 27, 2023	Warranty Deed, Transfer · Line of Credit IOWA FINANCE AUTHORITY
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	20248296
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825

Mortgage

Document Number	0202602921
Date	Mar 6, 2026
Instrument	2026-02921

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	360 WESTFIELD AVE # 6, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 27, 2023
Property Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825
Document Number	202400008296
Instrument Date	Dec 12, 2023
Instrument	202400008296
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825

Mortgage

Document Number	202400008298
Date	Dec 27, 2023
Instrument	202400008298

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Change Frequency	Monthly

Mortgage

Document Number	202400008297
Date	Dec 27, 2023
Instrument	202400008297

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	360 WESTFIELD AVE # 6, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 6, 2023
Property Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825
Document Number	202300013467
Instrument Date	Mar 31, 2023
Instrument	202300013467
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SHULTZ ST, WATERLOO, IA 50707-2825

Mortgage

Document Number	202300013468
Date	Apr 6, 2023
Instrument	202300013468

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,366.00 (+1.02%)	$164,940 (+9.33%) Land $12,000 Building $152,940	$164,940 (+9.33%) Land $12,000 Building $152,940
2024	$3,332.00 (+31.39%)
2023		$150,870 (+30.62%) Land $12,000 Building $138,870	$150,870 (+30.62%) Land $12,000 Building $138,870
2022	$2,536.00	$115,500 Land $12,000 Building $103,500
2021			$115,500 Land $12,000 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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