1517 Pearl St, Monroe, LA 71202 Property Records

Ouachita Parish property record for 1517 Pearl St, Monroe, LA 71202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,250 sqft · built 1990
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Apr 2020)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`27328`

Property Details

APN / Parcel Number

Primary APN	`27328`
Alternative APN	`279580`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	2,250 sqft

Exterior

Year Built	Built 1990
Exterior Material	Brick
Lot Area	17,860 sqft
Garage Type	Attached
Garage Area	360 sqft

Location & Zoning

Account Number	279580
Street Address	1517 PEARL ST
City	MONROE
State	LA
Zip	71202-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.41 ACS IN N2 OF NW4 SEC 8 T17N R4E FROM NW COR SEC 8, N83E 1281.96 FT, S 278.97 FT PT OF BEG, S 200 FT, S83W 90 FT, N 200 F
Legal Range	04E
Legal Township	17N
Legal Section	08
Jurisdiction	OUACHITA LA
Township / Civil Division	D
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1517 PEARL ST, MONROE, LA 71202-4448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Apr 24, 2020	Deed, Transfer · Stand-Alone First Mortgage GUARANTY BANK & TRUST COMPANY
Sep 27, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	0002615408
Deed Book / Page	2615 / 408
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	1517 PEARL ST, MONROE, LA 71202-4448
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926286
Date	Oct 14, 2025
Instrument	1926286

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	295 Months
Due	May 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 24, 2020
Property Address	1517 PEARL ST, MONROE, LA 71202-4448
Document Number	2615/408
Book / Page	2615 / 408
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3868313
Date	Apr 24, 2020
Instrument	3868/313

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OUACHITA LA
Recording Date	Sep 27, 2017
Property Address	1517 PEARL ST, MONROE, LA 71202-4448
Document Number	2523/491
Book / Page	2523 / 491
Instrument Date	Sep 15, 2017
Instrument	1739112
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 HIGHWAY 34, WEST MONROE, LA 71292-0966

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,350 (+137.25%) Land $550 Building $6,800	$73,500 (+137.25%) Land $5,500 Building $68,000
2023	$3,098 Land $98 Building $3,000	$30,980 Land $980 Building $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	111 (1978–2016)
Claims Outside the SFHA	27 of 111
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 23 claims Severe Storms, Tornadoes & Flooding, May 1991 · 12 claims Severe Storms & Flooding, May 1989 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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