1517 Graf St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1517 Graf St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 840 sqft · built 1955
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Feb 2021)
Tax Bill	$3,465 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32115-700`

Property Details

APN / Parcel Number

Primary APN	`05-32115-700`
Alternative APN	`0206 01048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1517 GRAF ST
City	LANCASTER
State	OH
Zip	43130-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE ADD LOT 91
Legal Subdivision	AVONDALE ADD
Legal Lot Number	91
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

1517 Graf St is owned and occupied by an individual who bought it in February 2021.

Source: Fairfield County records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 GRAF ST, LANCASTER, OH 43130-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit STANDING STONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Deed Document Number	20214455
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	0000004455
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1517 GRAF ST, LANCASTER, OH 43130-1621
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003338
Date	Feb 14, 2022
Instrument	202200003338

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 25, 2047

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 17, 2021
Property Address	1517 GRAF ST, LANCASTER, OH 43130-1621
Document Number	0000004455
Map Reference	MB 4 PG 4
Instrument Date	Feb 11, 2021
Instrument	202100004455
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004456
Date	Feb 17, 2021
Instrument	202100004456

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1517 GRAF ST, LANCASTER, OH 43130-1621
Document Number	0000004180
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1517 GRAF ST LANCASTER OH 431301621, LANCASTER, OH 43130-1621

Mortgage

Document Number	0000004180
Date	Mar 20, 2019
Book Page	001787/000867
Instrument	4180

Lender

Name	STANDING STONE BK
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,260 Land $14,960 Building $32,300	$135,030 Land $42,750 Building $92,280
2024	$3,465.00 (+147.32%)
2023	$1,401.00	$38,550 (-) Land $9,380 Building $29,170
2022		$38,550 Land $9,380 Building $29,170	$110,120 Land $26,790 Building $83,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1517 Graf St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1517 Graf St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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