1517 Biggins Dr, Chilhowie, VA 24319 Property Records

Smyth County property record for 1517 Biggins Dr, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,776 sqft · built 2002
Lot Size	16.5 acres (720,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2021)
Tax Bill	$2,800 (2026)
Deeds & Mortgages	Sep 2022 Refinance Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-5-10A`

Property Details

APN / Parcel Number

Primary APN	`41-5-10A`
Alternative APN	`91947`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	5,784 sqft
1st Floor Area	1,688 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	720,482 sqft (16.5 acres)
Garage Area	840 sqft
Porch	Porch
Porch Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	91947
Street Address	1517 BIGGINS DR
City	CHILHOWIE
State	VA
Zip	24319-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 107 TR A 41 5 10A
Legal Subdivision	JERRY L HARMON PROP
Legal Tract	A
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	1
Census Block	1002
Census Tract	30701

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 BIGGINS DR, CHILHOWIE, VA 24319-4319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE BANK OF MARION
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20213061
Deed Book / Page	1077 / 373
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	1517 BIGGINS DR, CHILHOWIE, VA 24319-4319
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001091/691
Date	Sep 30, 2022
Book Page	1091/691
Instrument	220002516

Lender

Name	THE BANK OF MARION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Nov 22, 2021
Property Address	1517 BIGGINS DR, CHILHOWIE, VA 24319-4319
Document Number	001077/373
Book / Page	1077 / 373
Instrument Date	Dec 21, 2020
Instrument	210003061
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 BIGGINS DR, CHILHOWIE, VA 24319-4319

Mortgage

Document Number	0210003062
Date	Nov 22, 2021
Instrument	210003062

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,800.00 (+16.96%)	$405,900 (-) Land $47,300 Building $358,600	$405,900 (-) Land $47,300 Building $358,600
2025	$2,394.00 (+7.94%)	$405,900 (+35.39%) Land $47,300 Building $358,600	$405,900 (+35.39%) Land $47,300 Building $358,600
2023	$2,218.00	$299,800 Land $43,300 Building $256,500	$299,800 Land $43,300 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1979–2025)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Severe Storms And Flooding, Nov 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile.

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