1517 3rd St S, Moorhead, MN 56560 Property Records

Clay County property record for 1517 3rd St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,668 sqft)
Owner	Individual Name on File
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer
Flood Zone	Zone X (moderate risk)
APN	`58.715.0060`

Property Details

APN / Parcel Number

Primary APN	`58.715.0060`

Exterior

Lot Area	20,668 sqft (0.47 acres)

Location & Zoning

Street Address	1517 3RD ST S
City	MOORHEAD
State	MN
Zip	56560-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME SCHRAMM & OVERBOE ADD SUBDIVISIONCD 58715 S 15' OF LOT 16 & ALL OF LOTS 17 TO 21 1
Legal Range	48
Legal Township	139
Legal Section	17
Legal Subdivision	SCHRAMM & OVERBOE ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4018
Census Tract	20500

Owner

1517 3rd St S is owned and occupied by an individual who acquired it in March 2026.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 3RD ST S, MOORHEAD, MN 56560-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2026	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2026
Transfer Doc	0000862794
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Mar 12, 2026
Property Address	1517 3RD ST S, MOORHEAD, MN 56560-4022
Document Number	0000862794
Instrument Date	Mar 9, 2026
Instrument	862794
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 3RD ST S, MOORHEAD, MN 56560-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 3RD ST S, MOORHEAD, MN 56560-4022

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MN
Recording Date	Mar 12, 2026
Property Address	1517 3RD ST S, MOORHEAD, MN 56560-4022
Document Number	0000862795
Instrument Date	Mar 9, 2026
Instrument	862795
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 3RD ST S, MOORHEAD, MN 56560-4022

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1517 3rd St S was $5,520 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 Homeowner's exemption	$316,000 (-0.75%) Land $66,400 Building $249,600	$316,000 (-0.75%) Land $66,400 Building $249,600
2025		$318,400 Land $78,900 Building $239,500	$318,400 Land $78,900 Building $239,500
2023	$5,040.00 Homeowner's exemption	$309,900 Land $78,900 Building $231,000	$309,900 Land $78,900 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1517 3rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1978–2015)
Claims Outside the SFHA	31 of 102
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 20 claims Flooding, Apr 2006 · 16 claims Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1517 3rd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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