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15168 Chapter Way, Winter Garden, FL 34787 Property Records

Orange County property record for 15168 Chapter Way, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,307 sqft · built 2019
Lot Size0.123 acres (5,370 sqft)
Owner2 Individual Names on Record
Last Sale$327,700 (Aug 2019)
Tax Bill$5,190 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-24-27-7176-03-540

Property Details

APN / Parcel Number

Primary APN18-24-27-7176-03-540
Alternative APNs
  • 272418717603540
  • 166875
  • 168232
  • 170871

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,307 sqft Living Area
Gross Area3,050 sqft
1st Floor Area1,294 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,370 sqft (0.123 acres)
Garage TypeDetached
Garage Area462 sqft
PorchSlab
Porch Area54 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15168 CHAPTER WAY
CityWINTER GARDEN
StateFL
Zip34787-1770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSTOREY GROVE PHASE 1B-4 97/83 LOT 354
Legal Range27E
Legal Township24S
Legal Section18
Legal SubdivisionSTOREY GROVE PH 1B-4
Legal Phase1B-4
Legal Block3
Legal Lot Number354
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1129
Census Tract17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15168 CHAPTER WAY, WINTER GARDEN, FL 34787-1770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Feb 8, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Document Number2019501851
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15168 CHAPTER WAY, WINTER GARDEN, FL 34787-1770
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15168 CHAPTER WAY, WINTER GARDEN, FL 34787-1770

Mortgage

Document Number0000002330
DateJan 4, 2021
Instrument20210002330
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15168 CHAPTER WAY, WINTER GARDEN, FL 34787-1770
Document Number0000099071
Instrument DateFeb 8, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15168 CHAPTER WAY WINTER GARDEN FL 347871770, WINTER GARDEN, FL 34787-1770

Mortgage

Document Number0000099071
DateFeb 18, 2020
Instrument99071
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,866 (+2.7%)$494,130 (-1.12%) Land $110,000 Building $384,130
2025$5,190.00 (+4.64%) Homeowner's exemption$325,089 (+5.99%)$499,710 (+10.19%) Land $110,000 Building $389,710
2024$4,960.00 (+7.01%)
2023$4,635.00 (+5.22%) Homeowner's exemption$306,725 (+3%)$453,509 (+19.68%) Land $110,000 Building $343,509
2022$4,405.00 Homeowner's exemption$297,791$378,942 Land $90,000 Building $288,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chapter Way

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