15161 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 15161 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,040 sqft · built 1985
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,850,000 (May 2017)
Tax Bill	$27,698 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-45-21-00-00007.0190`

Property Details

APN / Parcel Number

Primary APN	`35-45-21-00-00007.0190`
Alternative APNs	`21354500000070190` `10004736`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,040 sqft Living Area
Gross Area	8,042 sqft
1st Floor Area	1,860 sqft
Upper Floors Area	1,860 sqft
Basement Area	36 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
View / Lot	Bay
Garage Type	Attached
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Florida Room
Porch Area	772 sqft
Deck Area	344 sqft
Patio Area	291 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10004736
Street Address	15161 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	PARL BETWEEN PINE ISLAND SOUND + MUNSON ST IN SEC 35 TWP 45 R 21
Legal Range	21E
Legal Township	45S
Legal Section	35
Legal Subdivision	CAPTIVA GORES SUBD
Legal Tract	00
Legal Block	1
Legal Lot Number	19
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1047
Census Tract	80100

Owner

15161 Captiva Dr is held in a trust since May 2017.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16120 SAN CARLOS BLVD, 10A, FORT MYERS, FL 33908-3294
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Deed Document Number	2017107938
Prior Transfer Date	Oct 22, 2002
Prior Transfer Doc	0000024193
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 17, 2017
Property Address	15161 CAPTIVA DR, CAPTIVA, FL 33924-6017
Document Number	0000107938
Instrument Date	May 8, 2017
Instrument	2017000107938
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26504 LAKE RD, 26504, BAY VILLAGE, OH 44140-2259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15161 CAPTIVA DR, CAPTIVA, FL 33924-6017

Mortgage

Document Number	0000107939
Date	May 17, 2017
Instrument	2017000107939

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 15161 Captiva Dr was $27,698.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,837,512 (+6.48%) Land $1,837,502 Building $10	$1,837,512 (-22.09%) Land $1,837,502 Building $10
2025	$27,698.00	$1,725,628	$2,358,438 Land $2,358,428 Building $10
2023	$21,482.00 (-40.46%)	$1,426,139 (-48.26%) Land $1,426,129 Building $10	$1,426,139 (-48.26%) Land $1,426,129 Building $10
2022	$36,080.00	$2,756,132 Land $2,356,300 Building $399,832	$2,756,132 Land $2,356,300 Building $399,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15161 Captiva Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15161 Captiva Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20