Ashtabula County property record for 1516 Union Ave, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1950 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2026) |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-011-20-044-00 |
| Primary APN | 50-011-20-044-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 672 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 220 ft deep x 115 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 384 sqft |
| Balcony Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1516 UNION AVE |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 SMITHS |
| Legal Subdivision | WILLIAM SMITHS |
| Legal Lot Number | 21 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 602 |
1516 Union Ave is owned and occupied by two individuals who bought it in May 2026.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1516 UNION AVE, ASHTABULA, OH 44004-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Affidavit, Transfer |
| May 21, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Deed Document Number | 20264509 |
| Deed Book / Page | 871 / 10 |
| Prior Transfer Date | May 15, 2016 |
| Prior Transfer Doc | 0000004466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | May 19, 2026 |
| Property Address | 1516 UNION AVE, ASHTABULA, OH 44004-2462 |
| Document Number | 0000004409 |
| Book / Page | 870 / 2171 |
| Instrument Date | May 18, 2026 |
| Instrument | 20264409 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 UNION AVE, ASHTABULA, OH 44004-2462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | May 21, 2026 |
| Property Address | 1516 UNION AVE, ASHTABULA, OH 44004-2462 |
| Document Number | 0000004509 |
| Book / Page | 871 / 10 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.4509 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRST SOURCE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 UNION AVE, ASHTABULA, OH 44004-2462 |
| Document Number | 0000004510, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026..4510 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1516 Union Ave was $4,460 with a homeowner's exemption.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460.00 | $51,320 Land $11,730 Building $39,590 | $146,600 Land $33,500 Building $113,100 |
| 2023 | $1,418.00 (-14.32%) Homeowner's exemption | $51,320 (+37.55%) Land $11,730 Building $39,590 | $146,600 Land $33,500 Building $113,100 |
| 2022 | $1,655.00 Homeowner's exemption | $37,310 Land $9,030 Building $28,280 | |
| 2020 | $106,600 Land $25,800 Building $80,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1516 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1516 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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