1516 Spring Side Dr E, Chambersburg, PA 17202 Property Records

Franklin County property record for 1516 Spring Side Dr E, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$335,500 (Sep 2023)
Tax Bill	$4,325 (2026)
Deeds & Mortgages	Sep 2023 Sale Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-D5-266`

Property Details

APN / Parcel Number

Primary APN	`10-D5-266`
Alternative APN	`10-0D05.-266.-000000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1516 SPRING SIDE DR E
City	CHAMBERSBURG
State	PA
Zip	17202-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47A-1
Legal Subdivision	SPRING RIDGE ESTATES
Legal Lot Number	47
Jurisdiction	FRANKLIN PA
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1026
Census Tract	10600

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed, Transfer PEAK SETTLEMENTS LLC, A&K SETTLEMENTS LLC
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO
Jun 30, 2020	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 3, 2019	Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS TR
Apr 3, 2017	Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202316735
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	0000019524
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 1, 2023
Property Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Document Number	0000016735
Instrument Date	Sep 1, 2023
Instrument	202316735
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	PEAK SETTLEMENTS LLC, A&K SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$3,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717

Mortgage

Document Number	0000014776
Date	Aug 7, 2023
Instrument	202314776

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	CHAMBERSBURG, PA 17202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jun 30, 2020
Property Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Document Number	0000012201
Map Reference	VOL 288G PG 483
Instrument Date	Jun 26, 2020
Instrument	202012201
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	KEYSTONE RE SETMNT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,171.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717

Mortgage

Document Number	0000012202
Date	Jun 30, 2020
Instrument	202012202

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 3, 2019
Property Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Instrument Date	Aug 17, 2019
Instrument	16416
Transaction Type	Construction Loan
Record Updated	Sep 13, 2019
Title Company	SELECT BUSN SERVICES, SELECT BUSN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SPRING SIDE DR E CHAMBERSBURG PA 172024717, CHAMBERSBURG, PA 17202-4717

Mortgage

Document Number	0000016416
Date	Sep 3, 2019
Instrument	16416

Lender

Name	FARMERS & MERCHANTS TR
Address	CHAMBERSBURG, PA 17202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

Interest

Rate Type	Adjustable Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 3, 2017
Property Address	1516 SPRING SIDE DR E, CHAMBERSBURG, PA 17202-4717
Document Number	0000006313
Instrument Date	Mar 18, 2017
Instrument	201706313
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,691.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SPRING SIDE DR EART, 00000

Mortgage

Document Number	0000006314
Date	Apr 3, 2017
Instrument	201706314

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Guilford Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,325.00 (+2.44%)	$25,920 (-) Land $2,050 Building $23,870
2025	$4,222.00 (+3.23%)
2024	$4,090.00 (+3.97%)	$25,920 (+0.74%) Land $2,050 Building $23,870
2023	$3,934.00	$25,730 Land $2,050 Building $23,680
			$25,920 Land $2,050 Building $23,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: T-Mobile.

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