Orange County property record for 1516 Smith Level Rd, Chapel Hill, NC 27516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1985 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,400 (Nov 1999) |
| Tax Bill | $3,837 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9777-50-9861 |
| Primary APN | 9777-50-9861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 2,400 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1516 SMITH LEVEL RD |
|---|---|
| City | CHAPEL HILL |
| State | NC |
| Zip | 27516-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR |
| Legal Description | W/O SR 1919 |
| Legal Subdivision | HERITAGE HILLS |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10710 |
1516 Smith Level Rd is owned and occupied by an individual who bought it in November 1999.
Source: Orange County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1516 SMITH LEVEL RD, CHAPEL HILL, NC 27516-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1999 · Amount on File |
| Deed Sale | Nov 1, 1999 · Amount on File |
| Deed Book / Page | 2006 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 1516 SMITH LEVEL RD, CHAPEL HILL, NC 27516-3230 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0006763205 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 6763/205 |
| Instrument | 30064394 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 160 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 1516 SMITH LEVEL RD, CHAPEL HILL, NC 27516-3230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6342394 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 6342/394 |
| Instrument | 20170728000149170 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHAPEL HILL, NC 27514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 1516 SMITH LEVEL RD, CHAPEL HILL, NC 27516-3230 |
| Document Number | 6648496 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1516 SMITH LEVEL RD CHAPEL HILL NC 275163230, CHAPEL HILL, NC 27516-3230 |
| Document Number | 6648496 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 006648/000496 |
| Instrument | 30016980 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2035 |
The 2026 property tax bill for 1516 Smith Level Rd was $3,837, up 4.8% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,837.00 (+4.78%) | $406,100 (-) Land $250,000 Building $156,100 | $406,100 (-) Land $250,000 Building $156,100 |
| 2025 | $3,662.00 | $406,100 Land $250,000 Building $156,100 | $406,100 Land $250,000 Building $156,100 |
| 2023 | $2,691.00 | $226,800 Land $110,000 Building $116,800 | $226,800 Land $110,000 Building $116,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1516 Smith Level Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2018–2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1516 Smith Level Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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