1516 Smith Ave, Middletown, OH 45044 Property Records

Butler County property record for 1516 Smith Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 698 sqft · built 1924
Lot Size	0.104 acres (4,526 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Feb 2024)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Q6542-037-000-016`

Property Details

APN / Parcel Number

Primary APN	`Q6542-037-000-016`
Alternative APNs	`0001600` `502264` `506275`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	698 sqft Living Area
Gross Area	728 sqft
1st Floor Area	698 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,526 sqft (0.104 acres)
Lot Dimensions	130 ft deep x 35 ft wide
View / Lot	Neighborhood / Spot
Porch	Enclosed Frame Porch
Porch Area	128 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1516 SMITH AVE
City	MIDDLETOWN
State	OH
Zip	45044-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6679 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	6679
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	14100

Owner

1516 Smith Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Butler County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP
Feb 29, 2024	Executor's Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
May 2, 2022	Warranty Deed, Transfer
Jul 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	20246217
Deed Book / Page	10062 / 502
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	0000043451
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006219
Date	Feb 29, 2024
Book Page	10062/522
Instrument	2024-00006219

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2029

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 29, 2024
Property Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931
Document Number	0000006217
Book / Page	10062 / 502
Instrument Date	Feb 19, 2024
Instrument	2024-00006217
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931

Mortgage

Document Number	0000006219
Date	Feb 29, 2024
Instrument	2024-00006219

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2029

Mortgage

Document Number	0000006218
Date	Feb 29, 2024
Book Page	10062/504
Instrument	2024-00006218

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 2, 2022
Property Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931
Document Number	0000020387
Book / Page	9843 / 1365
Instrument Date	Apr 13, 2022
Instrument	2022-00020387
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 14, 2021
Property Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931
Document Number	0000040123
Book / Page	9685 / 1617
Instrument Date	Jul 10, 2021
Instrument	2021-00040123
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 SMITH AVE, MIDDLETOWN, OH 45044-5931

Tax Assessment & Valuation

The 2025 property tax bill for 1516 Smith Ave was $1,470.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00	$28,050 Land $4,010 Building $24,040	$80,140 Land $11,460 Building $68,680
2023	$902.00	$17,130 Land $4,010 Building $13,120	$48,940 Land $11,460 Building $37,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1516 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1516 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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