1516 S Cedar Ave, Independence, MO 64052 Property Records

Jackson County property record for 1516 S Cedar Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1925
Lot Size	0.143 acres (6,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,700 (Nov 2018)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-130-26-14`

Property Details

APN / Parcel Number

Primary APN	`27-130-26-14`
Alternative APNs	`27-130-26-14-00-0-00-000` `27130261400000001` `788535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,150 sqft
Basement Area	1,173 sqft
Flooring	Carpet

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,213 sqft (0.143 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	788535
Street Address	1516 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64052-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISTOL RESURVEY S 1/2 LOT 3 BLK 29
Legal Subdivision	BRISTOL RESURVEY
Legal Block	29
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2012
Census Tract	11800

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 S CEDAR AVE, INDEPENDENCE, MO 64052-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 9, 2018	Deed of Trust, Mortgage · FHA Mortgage M SQUARED FIN'L LLC
Nov 14, 2018	Warranty Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	2018E98370
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	0000E82094
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1516 S CEDAR AVE, INDEPENDENCE, MO 64052-2137
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0048759
Date	May 5, 2021
Instrument	2021E0048759

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1516 S CEDAR AVE, INDEPENDENCE, MO 64052-2137
Document Number	0000E98371
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 S CEDAR AVE INDEPENDENCE MO 640522137, INDEPENDENCE, MO 64052-2137

Mortgage

Document Number	0000E98371
Date	Nov 14, 2018
Instrument	98371E

Lender

Name	M SQUARED FIN'L LLC
Address	SHAWNEE MISSION, KS 66206

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 14, 2018
Property Address	1516 S CEDAR AVE, INDEPENDENCE, MO 64052-2137
Document Number	0000E98370
Instrument Date	Nov 9, 2018
Instrument	98370E
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	SECURITY FIRST TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 S CEDAR AVE INDEPENDENCE MO 640522137, INDEPENDENCE, MO 64052-2137

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,579 (-) Land $3,259 Building $12,320	$81,990 (-)
2025	$1,139.00 (+1.7%)	$15,579 (-0.87%) Land $3,259 Building $12,320	$81,990 (-0.87%)
2024	$1,120.00 (+2.47%)
2023	$1,093.00	$15,715 Land $1,427 Building $14,288	$82,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	36 (1979–2023)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims Severe Storms And Flooding, Jul 1998 · 2 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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