1516 Ridgeway Bluff Ct, Wake Forest, NC 27587 Property Records

Wake County property record for 1516 Ridgeway Bluff Ct, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,013 sqft · built 2016
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Mar 2017)
Tax Bill	$9,069 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1851.04-51-2954 0417522`

Property Details

APN / Parcel Number

Primary APN	`1851.04-51-2954 0417522`
Alternative APN	`0417522`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,013 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	39,640 sqft (0.91 acres)
Garage Area	322 sqft

Exterior Amenities

Pool Area	608 sqft
Porch	Porch
Porch Area	276 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0417522
Street Address	1516 RIDGEWAY BLUFF CT
City	WAKE FOREST
State	NC
Zip	27587-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO29 THE RESERVE BM2013-01283
Legal Subdivision	THE RESERVE
Legal Lot Number	29
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1033
Census Tract	54221

Owner

1516 Ridgeway Bluff Ct is owned and occupied by two individuals who bought it in March 2017.

Source: Wake County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1516 RIDGEWAY BLUFF CT, WAKE FOREST, NC 27587-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS
Mar 27, 2017	Warranty Deed, Subdivision Related Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Dec 5, 2013 · Amount on File
Deed Document Number	0016733150
Deed Book / Page	016733 / 00150
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 RIDGEWAY BLUFF CT, WAKE FOREST, NC 27587-1823
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19074/1898
Date	Jun 30, 2022
Book Page	19074/1898

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ROLESVILLE, NC 27571

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 RIDGEWAY BLUFF CT, WAKE FOREST, NC 27587-1823
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018918/43
Date	Feb 14, 2022
Book Page	18918/43

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 26, 2020
Property Address	1516 RIDGEWAY BLUFF CT, WAKE FOREST, NC 27587-1823
Document Number	178830686
Book / Page	017883 / 000686
Instrument Date	May 19, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 SWEETCLOVER DR WAKE FOREST NC 275876740, WAKE FOREST, NC 27587-6740

Mortgage

Document Number	178830688
Date	May 26, 2020
Book Page	017883/000688

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	May 25, 2045

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 27, 2017
Property Address	1516 RIDGEWAY BLUFF CT, WAKE FOREST, NC 27587-1823
Document Number	167330150
Book / Page	016733 / 000150
Instrument Date	Mar 17, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1516 RIDGEWAY BLUFF CT WAKE FOREST NC 275871823, WAKE FOREST, NC 27587-1823

Mortgage

Document Number	167330153
Date	Mar 27, 2017
Book Page	016733/000153

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1516 Ridgeway Bluff Ct was $9,069.

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,069.00	$940,990 Land $225,000 Building $715,990
2024			$940,990 (+17.95%) Land $225,000 Building $715,990
2023	$9,290.00	$797,821 Land $130,000 Building $667,821	$797,821 Land $130,000 Building $667,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1516 Ridgeway Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 Ridgeway Bluff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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