1516 Rambler Ct, Onalaska, WI 54650 Property Records

La Crosse County property record for 1516 Rambler Ct, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Dec 2024)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-005015-000`

Property Details

APN / Parcel Number

Primary APN	`018-005015-000`
Alternative APNs	`18 5015 0` `45924`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	1516 RAMBLER CT
City	ONALASKA
State	WI
Zip	54650-2080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	CROSSTOWN ADDITION TWO THAT PRT LOT 3 BLOCK 4 IN THE CITY OF ONALASKA
Legal Range	07W
Legal Township	17N
Legal Section	33
Legal Subdivision	CROSSTOWN ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2073
Census Tract	10404

Owner

Source: La Crosse County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1516 RAMBLER CT, ONALASKA, WI 54650-2080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK/LA CROSSE
Oct 21, 2021	Deed, Transfer · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	20241828410
Last Transfer Date	Jul 8, 2025
Transfer Doc	0001835821
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	May 22, 2026
Property Address	1516 RAMBLER CT, ONALASKA, WI 54650-2080
Document Number	0001849376
Instrument Date	May 18, 2026
Instrument	20261849376
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 RAMBLER CT, ONALASKA, WI 54650-2080

Mortgage

Document Number	0001849376,
Date	May 22, 2026
Instrument	20261849376

Lender

Name	CITIZENS STATE BANK/LA CROSSE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 21, 2021
Property Address	1516 RAMBLER CT, ONALASKA, WI 54650-2080
Document Number	0001782924
Instrument Date	Oct 20, 2021
Instrument	1782924
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1516 RAMBLER CT, ONALASKA, WI 54650-2080

Mortgage

Document Number	0001782925
Date	Oct 21, 2021
Instrument	1782925

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.9%
Index	1-Year CMT

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00 (+18.41%) Homeowner's exemption	$440,000 (+46.72%) Land $50,900 Building $389,100	$445,100 (+48.42%)
2023	$4,525.00 Homeowner's exemption	$299,900 Land $42,600 Building $257,300	$299,900 Land $42,600 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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