Osceola County property record for 1516 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,569 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,500 (2015) |
| Tax Bill | $3,659.00 (2024) |
| Primary APN | 17-25-31-4446-0001-0650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,569 sqft Living Area |
| Gross Area | 3,058 sqft Gross Area |
| 1st Floor | 2,071 sqft 1st Floor |
| Upper Floors | 498 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Porch Area | 109 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1516 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 2 PB 22 PG 119-120 LOT 65 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 4446 |
| Legal Block | 650 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1069 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4446-0001-0650
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2015 · Amount on Record |
| Deed Sale | Nov 02, 2015 · Amount on Record |
| Prior Sale | Oct 10, 2014 · Amount on Record |
| Deed Doc Number | 2015164597 |
| Deed Book / Page | 4866 / 812 |
| Prior Transfer Date | Sep 22, 2015 |
| Prior Transfer Doc | 0048660812 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0061430213 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 6143/213 |
| Instrument | 2022018491 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054891091 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 5489/1091 |
| Instrument | 2019030695 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Document Number | 0058932111 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 5893/2111 |
| Instrument | 2021023616 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Document Number | 0056341192 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1516 PINE MARSH LOOP ST CLOUD FL 347717406, ST CLOUD, FL 34771-7406 |
| Document Number | 0056341192 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 005634/001192 |
| Instrument | 157064 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406 |
| Document Number | 0052622723 |
| Book / Page | 005262 / 002723 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1516 PINE MARSH LOOP ST CLOUD FL 347717406, ST CLOUD, FL 34771-7406 |
| Document Number | 0052622723 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 005262/002723 |
| Instrument | 1154 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 02, 2038 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+5.17%) Homeowner's exemption | $267,210 (+5.99%) | $359,400 (+6.17%) Land $70,000 Building $289,400 |
| 2024 | $3,659.00 (+2.18%) | ||
| 2023 | $3,581.00 (+4.22%) Homeowner's exemption | $252,117 (+3%) | $338,500 (+19.32%) Land $70,000 Building $268,500 |
| 2022 | $3,436.00 Homeowner's exemption | $244,774 | $283,700 Land $55,000 Building $228,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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