1516 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1516 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,569 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$120,500 (2015)
Tax Bill$3,659.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-4446-0001-0650
Alternative APN
  • 253117444600010650

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,569 sqft Living Area
Gross Area3,058 sqft Gross Area
1st Floor2,071 sqft 1st Floor
Upper Floors498 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area380 sqft Garage
Porch Area109 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1516 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 2 PB 22 PG 119-120 LOT 65
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE PH 2
Legal Phase2
Legal Tract4446
Legal Block650
Legal Lot Number65
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1069
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-4446-0001-0650

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 11, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Feb 18, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Nov 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2015 · Amount on Record
Deed SaleNov 02, 2015 · Amount on Record
Prior SaleOct 10, 2014 · Amount on Record
Deed Doc Number2015164597
Deed Book / Page4866 / 812
Prior Transfer DateSep 22, 2015
Prior Transfer Doc0048660812
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061430213
DateFeb 03, 2022
Book Page6143/213
Instrument2022018491
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054891091
DateMar 11, 2019
Book Page5489/1091
Instrument2019030695
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 11, 2039

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406

Mortgage

Document Number0058932111
DateFeb 18, 2021
Book Page5893/2111
Instrument2021023616
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Document Number0056341192
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 28, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1516 PINE MARSH LOOP ST CLOUD FL 347717406, ST CLOUD, FL 34771-7406

Mortgage

Document Number0056341192
DateDec 04, 2019
Book Page005634/001192
Instrument157064
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1516 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Document Number0052622723
Book / Page005262 / 002723
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedFeb 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1516 PINE MARSH LOOP ST CLOUD FL 347717406, ST CLOUD, FL 34771-7406

Mortgage

Document Number0052622723
DateJan 03, 2018
Book Page005262/002723
Instrument1154
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJan 02, 2038

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,848.00 (+5.17%) Homeowner's exemption$267,210 (+5.99%)$359,400 (+6.17%) Land $70,000 Building $289,400
2024$3,659.00 (+2.18%)
2023$3,581.00 (+4.22%) Homeowner's exemption$252,117 (+3%)$338,500 (+19.32%) Land $70,000 Building $268,500
2022$3,436.00 Homeowner's exemption$244,774$283,700 Land $55,000 Building $228,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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