1516 Oscar Ray Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 1516 Oscar Ray Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$34,500 (Aug 2023)
Tax Bill	$411 (2025)
Deeds & Mortgages	Dec 2019 Sale Aug 2006 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-56`

Property Details

APN / Parcel Number

Primary APN	`48-56`
Alternative APN	`21669`

Interior

Stories	1 Story

Exterior

Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	21669
Street Address	1516 OSCAR RAY RD
City	LANCASTER
State	KY
Zip	40444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 AC & GARDEN BLDG
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1030
Census Tract	970202

Owner

Source: Garrard County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7474 CARROLLTON PL, EASTVALE, CA 92880-3355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Warranty Deed, Transfer
Aug 5, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	2023177342
Deed Book / Page	41 / 84
Transfer Doc	000239/802
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 18, 2019
Property Address	1516 OSCAR RAY RD, LANCASTER, KY 40444
Document Number	00D301/311
Book / Page	D301 / 311
Map Reference	DB 239 PG 802-804
Instrument Date	Dec 17, 2019
Instrument	155400
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 CHARLIE ABNEY RD, BEREA, KY 40403-9686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7474 CARROLLTON PL, EASTVALE, CA 92880-3355
Investor	Possibly a Property Investor

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 5, 2006
Property Address	1516 OSCAR RAY RD, LANCASTER, KY 40444
Document Number	000239/802
Book / Page	239 / 802
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 CHARLIE ABNEY RD, BEREA, KY 40403-9686

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (+33.01%)	$40,000 (+33.33%) Land $35,000 Building $5,000	$40,000 (+33.33%) Land $35,000 Building $5,000
2024	$309.00 (-2.83%)	$30,000 (-) Land $25,000 Building $5,000	$30,000 (-) Land $25,000 Building $5,000
2023	$318.00 (-0.93%)	$30,000 (-) Land $25,000 Building $5,000	$30,000 (-) Land $25,000 Building $5,000
2022	$321.00	$30,000 Land $25,000 Building $5,000	$30,000 Land $25,000 Building $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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