1516 Main Divide Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 1516 Main Divide Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,851 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Apr 2019)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1850.03-34-8601-000`

Property Details

APN / Parcel Number

Primary APN	`1850.03-34-8601-000`
Alternative APNs	`1850.03-34-8601 0363246` `1850348601` `0363246`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,851 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	506 sqft
Porch	Open Porch
Porch Area	101 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0363246
Street Address	1516 MAIN DIVIDE DR
City	WAKE FOREST
State	NC
Zip	27587-6193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO78 BOWLING GREEN PH2B BM2007-01665
Legal Subdivision	BOWLING GREEN PH2B
Legal Phase	2B
Legal Lot Number	78
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	2
Census Block	2009
Census Tract	54221

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST ALLIANCE HM MTG
Oct 18, 2018	Grant Deed, Construction Loan · Line of Credit NRP MTG TR I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Book / Page	17406 / 382
Prior Transfer Date	Jul 19, 2011
Prior Transfer Doc	14530/1204
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193

Mortgage

Document Number	019503/692
Date	Dec 19, 2023
Book Page	19503/692

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17950/2278
Date	Jul 6, 2020
Book Page	17950/2278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 8, 2019
Property Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193
Document Number	174060382
Book / Page	017406 / 000382
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 MAIN DIVIDE DR WAKE FOREST NC 275876193, WAKE FOREST, NC 27587-6193

Mortgage

Document Number	174060385
Date	Apr 8, 2019
Book Page	017406/000385

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Oct 18, 2018
Property Address	1516 MAIN DIVIDE DR, WAKE FOREST, NC 27587-6193
Document Number	172701939
Book / Page	017270 / 001939
Instrument Date	Oct 17, 2018
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$662.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	172701941
Date	Oct 18, 2018
Book Page	017270/001941

Lender

Name	NRP MTG TR I
Address	500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+30.16%)	$520,124 (+57.67%) Land $100,000 Building $420,124	$520,124 (-) Land $100,000 Building $420,124
2024			$520,124 (+57.67%) Land $100,000 Building $420,124
2023	$3,853.00	$329,877 Land $60,000 Building $269,877	$329,877 Land $60,000 Building $269,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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