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  2. North Carolina
  3. Jackson County
  4. Sylva
  5. Locust Creek Rd

1516 Locust Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1516 Locust Creek Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,792 sqft · built 1991
Lot Size7 acres (304,920 sqft)
OwnerIndividual Name on File
Last Sale$267,500 (Apr 2017)
Tax Bill$1,396 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7650-58-3193

Property Details

APN / Parcel Number

Primary APN7650-58-3193
Alternative APN
  • 178883

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Heated Area
1st Floor Area896 sqft
Basement Area896 sqft
Finished Basement896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,920 sqft (7 acres)

Exterior Amenities

PorchSlab
Porch Area544 sqft
Deck Area160 sqft
Patio Area160 sqft
Storage Building544 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address1516 LOCUST CREEK RD
CitySYLVA
StateNC
Zip28779-6584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOCUST CREEK RD
Legal SubdivisionKEVIN D GOLDSMITH RLS
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group1
Census Block1043
Census Tract950400

Owner

Source: Jackson County records · APN 7650-58-3193

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1516 LOCUST CREEK RD, SYLVA, NC 28779-6584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 10, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleMay 01, 2013 · Amount on Record
Deed Book / Page2186 / 935
Prior Transfer DateDec 15, 2012
Prior Transfer Doc0019690198
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address1516 LOCUST CREEK RD, SYLVA, NC 28779-6584
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023110001
DateAug 16, 2021
Book Page2311/1
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateApr 10, 2017
Property Address1516 LOCUST CREEK RD, SYLVA, NC 28779-6584
Document Number0021860935
Book / Page2186 / 935
Instrument DateApr 07, 2017
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1516 LOCUST CREEK RD, 1516, SYLVA, NC 28779-6584

Transferred To (Grantee/Buyer)

NameVerified Name
Address1556 BRANDYWINE DR, TAVARES, FL 32778-5784

Mortgage

Document Number0021860938
DateApr 10, 2017
Book Page2186/938
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2037

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,396.00 (+38.49%)$367,464 (+38.44%) Land $126,600 Building $240,864
2023$1,008.00$265,430 Land $117,770 Building $147,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2015–2025)
Claims Outside the SFHA3 of 7
Most Recent ClaimJun 2025 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
Sky Fi
Fixed Wireless		10 / 1
Frontier
DSL		10 / 1

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Creek Rd

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