1516 Harbour View Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1516 Harbour View Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,861 sqft · built 2002
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$3,600,000 (Sep 2023)
Tax Bill	$2,771 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`986308892382`

Property Details

APN / Parcel Number

Primary APN	`986308892382`
Alternative APN	`019711000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,861 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Freeway Proximity

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986308892382
Street Address	1516 HARBOUR VIEW DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 120 BLK: SEC: O PL: 4 SL: 29
Legal Subdivision	COLINGTON HARBOUR
Legal Lot Number	120
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2000
Census Tract	970301

Owner

1516 Harbour View Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Dare County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1516 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 18, 2023	Correction Deed
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Mar 3, 2010 · Amount on File
Deed Document Number	2023700133159
Deed Book / Page	2701 / 320
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	001807/275
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1516 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8650
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, ADVOCUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8650

Mortgage

Document Number	002833/551
Date	Feb 4, 2026
Book Page	2833/551
Instrument	700156656

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	DARE NC
Recording Date	Dec 18, 2023
Property Address	1516 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8650
Document Number	002712/300
Book / Page	2712 / 300
Map Reference	MB 4 PG 29
Instrument Date	Dec 12, 2023
Instrument	700135162
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 29, 2023
Property Address	1516 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8650
Document Number	002701/320
Book / Page	2701 / 320
Map Reference	MB 4 PG 29
Instrument Date	Sep 27, 2023
Instrument	700133159
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6594 MAGNOLIA GREEN LN, MECHANICSVILLE, VA 23111-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 W 100TH ST, NEW YORK, NY 10025-4808

Mortgage

Document Number	0700133160
Date	Sep 29, 2023
Instrument	700133160

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1516 Harbour View Dr was $2,771.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,771.00	$636,200 (-) Land $146,400 Building $489,800	$636,200 Land $146,400 Building $489,800
2025	$2,771.00	$636,200 Land $146,400 Building $489,800
2023	$1,925.00	$308,000 Land $94,500 Building $213,500
2020			$636,200 Land $146,400 Building $489,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1516 Harbour View Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 430 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	430 in force
Nearby Flood Claims	93 (1993–2026)
Claims Outside the SFHA	6 of 93
Most Recent Claim	Feb 2026
Claims by Event	Tropical Storm Michael, Oct 2018 · 28 claims Hurricane Irene, Aug 2011 · 59 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 Harbour View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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