1516 Gopher Loop, Tarpon Springs, FL 34689 Property Records

Pinellas County property record for 1516 Gopher Loop, Tarpon Springs, FL 34689

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,689 sqft · built 2023
Lot Size	0.158 acres (6,891 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Apr 2026)
Tax Bill	$7,842 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-001-154-5132-0`

Property Details

APN / Parcel Number

Primary APN	`C62-001-154-5132-0`
Alternative APNs	`19-27-16-23630-000-0090` `271619236300000090` `R495742`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,689 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	1,683 sqft
Upper Floors Area	1,006 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	6,891 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	599 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R495742
Street Address	1516 GOPHER LOOP
City	TARPON SPRINGS
State	FL
Zip	34689-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE CREEK ESTATES LOT 9
Legal Subdivision	EAGLE CREEK ESTATES
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	27404

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Apr 30, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
May 25, 2023	Special Warranty Deed, Transfer TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Apr 30, 2024 · Amount on Record
Deed Document Number	2026112350
Deed Book / Page	23537 / 1458
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 27, 2026
Property Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407
Document Number	0000112350
Book / Page	23537 / 1458
Instrument Date	Apr 23, 2026
Instrument	2026.112350
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	EXCELSIOR TITLE, EXCEL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$451,066.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407

Mortgage

Document Number	0000112351,
Date	Apr 27, 2026
Instrument	2026..112351

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 27, 2026
Property Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407
Document Number	0235371458
Book / Page	23537 / 1458
Instrument Date	Apr 23, 2026
Instrument	2026112350
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$451,066.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407

Mortgage

Document Number	0000112351,
Date	Apr 27, 2026
Book Page	23537/1460
Instrument	2026112351

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 30, 2024
Property Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407
Document Number	0227831808
Book / Page	22783 / 1808
Map Reference	MB 145 PG 34-37
Instrument Date	Apr 25, 2024
Instrument	2024109864
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024
Title Company	TITLE INSIGHTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 N POST OAK RD, HOUSTON, TX 77055-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407

Mortgage

Document Number	0227831810
Date	Apr 30, 2024
Instrument	22783/1810

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year TN
Margin	2
Max Rate	10.3%

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 25, 2023
Property Address	1516 GOPHER LOOP, TARPON SPRINGS, FL 34689-5407
Document Number	0224512265
Book / Page	22451 / 2265
Instrument Date	May 23, 2023
Instrument	2023136632
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Tax	$6,457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 N POST OAK RD, HOUSTON, TX 77055-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N POST OAK LN, HOUSTON, TX 77024-7703
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Tarpon Springs City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,842.00 (-27.78%)	$463,447 (+396.79%)	$607,140 (+550.82%) Land $90,824 Building $516,316
2024	$10,858.00 (+520.46%)
2023	$1,750.00 (-5.46%)	$93,289 (-4.9%)	$93,289 (-4.9%) Land $93,289
2022	$1,851.00	$98,096	$98,096 Land $98,096

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARPON SPRINGS WATER SYSTEM serves 28,875 people · EPA ID FL6521784
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile.

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