1516 Garfield St, Laredo, TX 78040 Property Records

Webb County property record for 1516 Garfield St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	2,007 sqft · built 1929
Lot Size	0.22 acres (9,577 sqft)
Owner	Individual Name on File
Last Sale	$228,900 (Sep 2020)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-00824-090`

Property Details

APN / Parcel Number

Primary APN	`440-00824-090`
Alternative APN	`174107`

Interior

Stories	2 Stories
Building Area	2,007 sqft Living Area
1st Floor Area	1,623 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,577 sqft (0.22 acres)
Lot Dimensions	139 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	555 sqft
Carport	Carport
Carport Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Pool House	574 sqft
Porch	Open Porch
Porch Area	322 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1516 GARFIELD ST
City	LAREDO
State	TX
Zip	78040-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9-W1/2 OF 8 BLK 824 ED
Legal Subdivision	EASTERN -- BLOCKS 801 - 850
Legal Block	824
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4024
Census Tract	901

Owner

1516 Garfield St is owned and occupied by an individual who bought it in September 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1516 GARFIELD ST, LAREDO, TX 78040-8717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Vendor's Lien, Transfer · FHA Mortgage WILLOW BEND MORTGAGE CO
Jan 23, 2017	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jan 23, 2017 · Amount on File
Deed Document Number	20201405058
Deed Book / Page	4868 / 778
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	004868/778
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 23, 2020
Property Address	1516 GARFIELD ST, LAREDO, TX 78040-8717
Document Number	004868/778
Book / Page	4868 / 778
Instrument Date	Sep 21, 2020
Instrument	1405058
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 GARFIELD ST, LAREDO, TX 78040-8717

Mortgage

Document Number	0001405059
Date	Sep 23, 2020
Instrument	1405059

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 23, 2017
Property Address	1516 GARFIELD ST, LAREDO, TX 78040-8717
Document Number	004176/086
Book / Page	4176 / 086
Map Reference	VOL 1 PG 131
Instrument Date	Jan 18, 2017
Instrument	1286696
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 GARFIELD ST, LAREDO, TX 78040-8717

Mortgage

Document Number	0001286697
Date	Jan 23, 2017
Instrument	1286697

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1516 Garfield St was $1,188, down 19.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,424 (-0.58%) Land $130,151 Building $103,273	$233,424 (-0.58%) Land $130,151 Building $103,273
2025	$1,188.00 (-19.35%)	$234,791 Land $130,151 Building $104,640	$234,791 Land $130,151 Building $104,640
2024	$1,473.00
2023		$237,989 Land $99,026 Building $138,963	$237,989 Land $99,026 Building $138,963
2022	$1,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1516 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1516 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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